New Patient Office Visit (level 3) at Robert Wood Johnson University Hospital Rahway
865 Stone St, Rahway, NJ · RWJBarnabas Health · · NPI 1861486870
$74.56
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$578.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$64.04 with United Healthcare vs $388.41 with Qualcare Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $64.04 | ↓ -14% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $64.24 | ↓ -14% |
| Fidelis Care | NJ Family Care | $65.83 | ↓ -12% |
| Aetna | Better Health | $70.11 | ↓ -6% |
| United Healthcare | Oxford Metro | $168.54 | ↑ +126% |
| United Healthcare | Nexus | $168.54 | ↑ +126% |
| United Healthcare | Oxford Commercial | $198.25 | ↑ +166% |
| United Healthcare | Commercial | $198.25 | ↑ +166% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $220.79 | ↑ +196% |
| Aetna | HMO | $225.42 | ↑ +202% |
| Aetna | PPO | $225.42 | ↑ +202% |
| Amerihealth | Local Value | $273.62 | ↑ +267% |
| Cigna | Local Plus | $281.77 | ↑ +278% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $287.15 | ↑ +285% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $289.86 | ↑ +289% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $295.47 | ↑ +296% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $315.41 | ↑ +323% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $318.30 | ↑ +327% |
| Amerihealth | Regional Preferred | $324.02 | ↑ +335% |
| First Health | Commercial | $346.80 | ↑ +365% |
| Cigna | HMO | $358.01 | ↑ +380% |
| Cigna | PPO | $377.08 | ↑ +406% |
| Qualcare Inc | HMO/POS/PPO/WC | $388.41 | ↑ +421% |
Visitor-reported prices
Comments
New Patient Office Visit (level 3) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Carrier Clinic | Belle Mead | $209.20 | $60.06 – $261.50 |
| Trinitas Regional Medical Center | Elizabeth | $108.49 | $59.34 – $64.24 |
| Cooperman Barnabas Medical Center | Livingston | $122.47 | $64.24 – $64.24 |
| Community Medical Center | Toms River | $119.87 | $64.24 – $64.24 |
| Clara Maass Medical Center | Belleville | $114.96 | $64.24 – $64.24 |
| Childrens Specialized Hospital | Mountainside | $300.50 | $175.68 – $175.68 |
| Newark Beth Israel Medical Center | Newark | $120.39 | $61.09 – $64.24 |
| Jersey City Medical Center | Jersey City | $120.10 | $64.24 – $76.80 |