Ins picad w subq port 5yr> at Robert Wood Johnson University Hospital Rahway
865 Stone St, Rahway, NJ · RWJBarnabas Health · · NPI 1861486870
$4,627.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,282.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$474.44 with United Healthcare vs $10,526.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $474.44 | ↓ -90% |
| Fidelis Care | NJ Family Care | $487.71 | ↓ -89% |
| Aetna | Better Health | $519.40 | ↓ -89% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $1,319.56 | ↓ -71% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $1,635.72 | ↓ -65% |
| Cigna | Local Plus | $2,070.00 | ↓ -55% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $2,127.29 | ↓ -54% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $2,147.42 | ↓ -54% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $2,188.95 | ↓ -53% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $2,336.68 | ↓ -49% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $2,358.09 | ↓ -49% |
| First Health | Commercial | $2,569.20 | ↓ -44% |
| Cigna | HMO | $2,630.00 | ↓ -43% |
| Cigna | PPO | $2,770.00 | ↓ -40% |
| Qualcare Inc | HMO/POS/PPO/WC | $2,877.50 | ↓ -38% |
| Wellpoint | Medicare Advantage | $3,439.84 | ↓ -26% |
| Humana | Medicare | $3,439.84 | ↓ -26% |
| Aetna | Medicare | $3,439.84 | ↓ -26% |
| Fidelis Care | Medicare Advantage | $3,439.84 | ↓ -26% |
| Clover Health | Medicare Advantage | $3,439.84 | ↓ -26% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $3,439.84 | ↓ -26% |
| United Healthcare | Medicare | $3,508.64 | ↓ -24% |
| Amerihealth | Regional Preferred | $4,282.00 | ↓ -7% |
| Amerihealth | Local Value | $4,282.00 | ↓ -7% |
| United Healthcare | Oxford Metro | $4,332.00 | ↓ -6% |
| United Healthcare | Nexus | $5,085.00 | ↑ +10% |
| United Healthcare | Oxford Commercial | $5,097.00 | ↑ +10% |
| United Healthcare | Commercial | $5,982.00 | ↑ +29% |
| Emblem Health | Commercial | $6,019.72 | ↑ +30% |
| Wellcare | Ambetter Health Commercial | $6,845.28 | ↑ +48% |
| Aetna | PPO | $10,526.00 | ↑ +127% |
| Aetna | HMO | $10,526.00 | ↑ +127% |
Visitor-reported prices
Comments
Ins picad w subq port 5yr> at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $642.02 – $6,879.68 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $1,134.96 – $7,062.48 |
| Community Medical Center | Toms River | $3,786.00 | $1,162.31 – $6,845.28 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $1,121.28 – $7,027.17 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $660.90 – $7,062.48 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $830.85 – $7,376.29 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $2,242.57 – $6,932.84 |
| Bayshore Medical Center | Holmdel | $3,483.84 | $3,483.84 – $4,180.61 |