X-ray exam of femur 1 at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$97.54

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$337.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.67 with HORIZON vs $325.54 with HORIZON — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $34.67 ↓ -64%
UNITED HEALTHCARE MANAGED MEDICAID $35.88 ↓ -63%
AETNA MANAGED MEDICAID $44.82 ↓ -54%
AETNA HMO $54.74 ↓ -44%
AETNA PPO $54.74 ↓ -44%
KARNA MEDICARE ADVANTAGE $56.71 ↓ -42%
CLOVER MEDICARE ADVANTAGE $60.66 ↓ -38%
AMERIHEALTH LOCAL HMO $63.65 ↓ -35%
AMERIHEALTH REGIONAL HMO $64.17 ↓ -34%
SEOUL MEDICAL GROUP ALL PRODUCTS $69.76 ↓ -28%
CIGNA HMO $76.36 ↓ -22%
CIGNA PPO $76.36 ↓ -22%
VACCN ALL PRODUCTS $97.54 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $97.54 ↑ +0%
WELLCARE MANAGED MEDICAID $97.54 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $97.54 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $102.42 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $104.37 ↑ +7%
AETNA MEDICARE ADVANTAGE $106.32 ↑ +9%
UNITED HEALTHCARE DSNP $117.05 ↑ +20%
QUALCARE WORKERS COMP $186.02 ↑ +91%
ACTIVECARE FIRST MCO ALL PRODUCTS $202.20 ↑ +107%
UNITED HEALTHCARE HMO $219.04 ↑ +125%
OXFORD ALL PRODUCTS $219.04 ↑ +125%
QUALCARE PPO $242.98 ↑ +149%
QUALCARE HMO $242.98 ↑ +149%
BERGEN RISK ALL PRODUCTS $252.75 ↑ +159%
HORIZON OMNIA $257.47 ↑ +164%
HORIZON PIP $260.84 ↑ +167%
HORIZON WORKERS COMP $262.66 ↑ +169%
AETNA ASA $263.87 ↑ +171%
CIGNA BH $269.60 ↑ +176%
BRIGHTON HEALTH PLAN ALL PRODUCTS $269.60 ↑ +176%
HORIZON INDEMNITY $283.18 ↑ +190%
MULTIPLAN - PHCS ALL PRODUCTS $286.45 ↑ +194%
HORIZON SHP $314.42 ↑ +222%
HORIZON HMO $317.45 ↑ +225%
HORIZON PPO $325.54 ↑ +234%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

X-ray exam of femur 1 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Childrens Specialized Hospital Mountainside $233.00 $15.41 – $655.00
Bayshore Medical Center Holmdel $97.46 $35.88 – $219.04
Hackensack University Medical Center Hackensack $103.69 $22.91 – $250.18
Ocean University Medical Center Brick $96.23 $35.88 – $96.23
JFK Johnson Rehabilitation Institute (JRI) Edison $97.54 $56.71 – $231.98
Jersey Shore University Medical Center Neptune City $97.46 $35.88 – $102.33
Palisades Medical Center North Bergen $103.69 $25.27 – $219.04
Riverview Medical Center Red Bank $97.46 $21.57 – $219.04

All New-jersey hospitals for this procedure →