Repair of urethra defect at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$3,820.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$5,312.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$557.42 with KARNA vs $10,156.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $557.42 ↓ -85%
AETNA MANAGED MEDICAID $706.50 ↓ -82%
CLOVER MEDICARE ADVANTAGE $956.16 ↓ -75%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,099.58 ↓ -71%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↓ -69%
HORIZON MANAGED MEDICAID $2,241.00 ↓ -41%
AMERIHEALTH LOCAL HMO $2,669.48 ↓ -30%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,915.00 ↓ -24%
CIGNA HMO $2,981.00 ↓ -22%
AMERIHEALTH REGIONAL HMO $2,982.76 ↓ -22%
CIGNA PPO $3,336.00 ↓ -13%
WELLCARE MEDICARE ADVANTAGE $3,820.84 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $3,820.84 ↑ +0%
VACCN ALL PRODUCTS $3,820.84 ↑ +0%
WELLCARE MANAGED MEDICAID $3,820.84 ↑ +0%
BERGEN RISK ALL PRODUCTS $3,984.00 ↑ +4%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $4,011.88 ↑ +5%
HORIZON OMNIA $4,058.37 ↑ +6%
AMERIGROUP MEDICARE ADVANTAGE $4,088.30 ↑ +7%
AETNA ASA $4,159.30 ↑ +9%
AETNA MEDICARE ADVANTAGE $4,164.71 ↑ +9%
CIGNA BH $4,249.60 ↑ +11%
MULTIPLAN - PHCS ALL PRODUCTS $4,515.20 ↑ +18%
UNITED HEALTHCARE DSNP $4,585.01 ↑ +20%
QUALCARE PPO $4,674.56 ↑ +22%
QUALCARE HMO $4,674.56 ↑ +22%
HORIZON SHP $4,956.10 ↑ +30%
HORIZON HMO $5,003.90 ↑ +31%
HORIZON INDEMNITY $5,072.96 ↑ +33%
HORIZON PPO $5,131.39 ↑ +34%
QUALCARE WORKERS COMP $5,366.00 ↑ +40%
HORIZON WORKERS COMP $6,415.00 ↑ +68%
HORIZON PIP $6,602.00 ↑ +73%
OXFORD ALL PRODUCTS $8,086.00 ↑ +112%
AETNA HMO $8,419.00 ↑ +120%
AETNA PPO $8,419.00 ↑ +120%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +160%
UNITED HEALTHCARE HMO $10,156.00 ↑ +166%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Repair of urethra defect at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $133.10 – $7,538.62
Cooperman Barnabas Medical Center Livingston $6,839.00 $144.62 – $7,738.94
Community Medical Center Toms River $3,786.00 $148.10 – $7,500.93
Clara Maass Medical Center Belleville $3,986.00 $142.88 – $7,700.25
Newark Beth Israel Medical Center Newark $4,881.00 $137.01 – $7,738.94
Jersey City Medical Center Jersey City $5,339.00 $156.82 – $8,082.80
Monmouth Medical Center Long Branch $5,419.00 $285.75 – $7,596.88
Bayshore Medical Center Holmdel $3,817.53 $3,817.53 – $4,581.03

All New-jersey hospitals for this procedure →