Removal of lens lesion at Raritan Bay Medical Center
530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455
$2,526.64
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,643.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,016.52 with AETNA vs $10,156.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $1,016.52 | ↓ -60% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -53% |
| CLOVER | MEDICARE ADVANTAGE | $1,375.74 | ↓ -46% |
| KARNA | MEDICARE ADVANTAGE | $1,520.44 | ↓ -40% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,582.10 | ↓ -37% |
| HORIZON | MANAGED MEDICAID | $2,438.00 | ↓ -4% |
| WELLCARE | MANAGED MEDICAID | $2,526.64 | ↑ +0% |
| VACCN | ALL PRODUCTS | $2,526.64 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $2,526.64 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $2,526.64 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $2,652.97 | ↑ +5% |
| AMERIGROUP | MEDICARE ADVANTAGE | $2,703.50 | ↑ +7% |
| AETNA | MEDICARE ADVANTAGE | $2,754.04 | ↑ +9% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,915.00 | ↑ +15% |
| UNITED HEALTHCARE | DSNP | $3,031.97 | ↑ +20% |
| AMERIHEALTH | LOCAL HMO | $3,882.88 | ↑ +54% |
| CIGNA | HMO | $4,196.00 | ↑ +66% |
| AMERIHEALTH | REGIONAL HMO | $4,338.56 | ↑ +72% |
| CIGNA | PPO | $4,701.00 | ↑ +86% |
| QUALCARE | WORKERS COMP | $5,366.00 | ↑ +112% |
| BERGEN RISK | ALL PRODUCTS | $5,732.25 | ↑ +127% |
| HORIZON | OMNIA | $5,839.25 | ↑ +131% |
| AETNA | ASA | $5,984.47 | ↑ +137% |
| CIGNA | BH | $6,114.40 | ↑ +142% |
| HORIZON | WORKERS COMP | $6,415.00 | ↑ +154% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $6,496.55 | ↑ +157% |
| HORIZON | PIP | $6,602.00 | ↑ +161% |
| QUALCARE | HMO | $6,725.84 | ↑ +166% |
| QUALCARE | PPO | $6,725.84 | ↑ +166% |
| HORIZON | SHP | $7,130.92 | ↑ +182% |
| HORIZON | HMO | $7,199.71 | ↑ +185% |
| HORIZON | INDEMNITY | $7,299.07 | ↑ +189% |
| HORIZON | PPO | $7,383.14 | ↑ +192% |
| OXFORD | ALL PRODUCTS | $8,086.00 | ↑ +220% |
| AETNA | PPO | $8,419.00 | ↑ +233% |
| AETNA | HMO | $8,419.00 | ↑ +233% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +293% |
| UNITED HEALTHCARE | HMO | $10,156.00 | ↑ +302% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Removal of lens lesion at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $359.83 – $4,985.12 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $350.92 – $5,117.60 |
| Community Medical Center | Toms River | $3,786.00 | $359.38 – $4,960.19 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $346.70 – $5,092.01 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $370.41 – $5,117.60 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $380.52 – $5,344.98 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $693.39 – $5,023.66 |
| Bayshore Medical Center | Holmdel | $2,524.45 | $2,524.45 – $3,029.34 |