Pr excision nail/nail matrix partial/complete permanent removal at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$442.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,265.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$168.25 with AETNA vs $9,933.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $168.25 ↓ -62%
KARNA MEDICARE ADVANTAGE $219.08 ↓ -51%
CLOVER MEDICARE ADVANTAGE $227.70 ↓ -49%
SEOUL MEDICAL GROUP ALL PRODUCTS $261.86 ↓ -41%
WELLCARE MANAGED MEDICAID $442.61 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $442.61 ↑ +0%
VACCN ALL PRODUCTS $442.61 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $442.61 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $464.74 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $473.59 ↑ +7%
AETNA MEDICARE ADVANTAGE $482.44 ↑ +9%
UNITED HEALTHCARE DSNP $531.13 ↑ +20%
AMERIHEALTH LOCAL HMO $606.70 ↑ +37%
AMERIHEALTH REGIONAL HMO $677.90 ↑ +53%
BERGEN RISK ALL PRODUCTS $948.75 ↑ +114%
HORIZON OMNIA $966.46 ↑ +118%
AETNA ASA $990.50 ↑ +124%
CIGNA BH $1,012.00 ↑ +129%
MULTIPLAN - PHCS ALL PRODUCTS $1,075.25 ↑ +143%
QUALCARE HMO $1,113.20 ↑ +152%
QUALCARE PPO $1,113.20 ↑ +152%
HORIZON SHP $1,180.25 ↑ +167%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +169%
HORIZON HMO $1,191.63 ↑ +169%
HORIZON INDEMNITY $1,208.08 ↑ +173%
HORIZON PPO $1,221.99 ↑ +176%
CIGNA HMO $2,139.00 ↑ +383%
HORIZON MANAGED MEDICAID $2,241.00 ↑ +406%
CIGNA PPO $2,396.00 ↑ +441%
OXFORD ALL PRODUCTS $2,761.00 ↑ +524%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,915.00 ↑ +559%
UNITED HEALTHCARE HMO $3,392.00 ↑ +666%
QUALCARE WORKERS COMP $5,366.00 ↑ +1112%
HORIZON WORKERS COMP $6,415.00 ↑ +1349%
HORIZON PIP $6,602.00 ↑ +1392%
AETNA HMO $8,419.00 ↑ +1802%
AETNA PPO $8,419.00 ↑ +1802%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +2144%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Pr excision nail/nail matrix partial/complete permanent removal at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $83.24 – $873.28
Cooperman Barnabas Medical Center Livingston $6,839.00 $203.53 – $896.48
Community Medical Center Toms River $3,786.00 $208.44 – $868.91
Clara Maass Medical Center Belleville $3,986.00 $201.08 – $892.00
Newark Beth Israel Medical Center Newark $4,881.00 $85.69 – $896.48
Jersey City Medical Center Jersey City $5,339.00 $107.73 – $936.31
Monmouth Medical Center Long Branch $5,419.00 $402.16 – $880.02
Bayshore Medical Center Holmdel $442.22 $442.22 – $530.67

All New-jersey hospitals for this procedure →