Pr exam init preventive phys new visit during 1st 12 mo of mcare enrollment at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$142.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$342.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$45.49 with AETNA vs $332.73 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $45.49 ↓ -68%
CLOVER MEDICARE ADVANTAGE $61.56 ↓ -57%
SEOUL MEDICAL GROUP ALL PRODUCTS $70.79 ↓ -50%
WELLCARE MANAGED MEDICAID $142.76 ↑ +0%
VACCN ALL PRODUCTS $142.76 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $142.76 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $142.76 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $149.90 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $152.76 ↑ +7%
AETNA MEDICARE ADVANTAGE $155.61 ↑ +9%
UNITED HEALTHCARE DSNP $171.32 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $201.44 ↑ +41%
OXFORD ALL PRODUCTS $207.15 ↑ +45%
QUALCARE WORKERS COMP $227.43 ↑ +59%
KARNA MEDICARE ADVANTAGE $232.25 ↑ +63%
ACTIVECARE FIRST MCO ALL PRODUCTS $256.50 ↑ +80%
BERGEN RISK ALL PRODUCTS $256.50 ↑ +80%
HORIZON OMNIA $261.29 ↑ +83%
HORIZON PIP $264.71 ↑ +85%
HORIZON WORKERS COMP $266.55 ↑ +87%
AETNA ASA $267.79 ↑ +88%
CIGNA BH $273.60 ↑ +92%
UNITED HEALTHCARE HMO $278.49 ↑ +95%
HORIZON INDEMNITY $287.38 ↑ +101%
MULTIPLAN - PHCS ALL PRODUCTS $290.70 ↑ +104%
AMERIHEALTH LOCAL HMO $296.00 ↑ +107%
AETNA PPO $307.80 ↑ +116%
BRIGHTON HEALTH PLAN ALL PRODUCTS $307.80 ↑ +116%
AETNA HMO $307.80 ↑ +116%
QUALCARE PPO $310.54 ↑ +118%
QUALCARE HMO $310.54 ↑ +118%
HORIZON SHP $319.09 ↑ +124%
HORIZON HMO $322.16 ↑ +126%
CIGNA HMO $327.05 ↑ +129%
CIGNA PPO $327.05 ↑ +129%
HORIZON PPO $330.37 ↑ +131%
AMERIHEALTH REGIONAL HMO $332.73 ↑ +133%
AMERIGROUP MANAGED MEDICAID not published by hospital
HORIZON MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Pr exam init preventive phys new visit during 1st 12 mo of mcare enrollment at other New-jersey hospitals

Hospital City Cash price Negotiated range
JFK Johnson Rehabilitation Institute (JRI) Edison $142.76 $128.87 – $232.25
Jersey Shore University Medical Center Neptune City $142.64 $142.64 – $225.42
Palisades Medical Center North Bergen $151.77 $151.77 – $232.25
Riverview Medical Center Red Bank $142.64 $142.64 – $225.42
Southern Ocean Medical Center Manahawkin $140.84 $140.84 – $225.42
Trinitas Regional Medical Center Elizabeth not published $140.84 – $281.68
Cooperman Barnabas Medical Center Livingston not published $144.58 – $289.16
Community Medical Center Toms River not published $140.84 – $280.27

All New-jersey hospitals for this procedure →