Obstetric panel inc HIV tstg at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$74.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$309.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.10 with AETNA vs $343.03 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $41.10 ↓ -45%
CLOVER MEDICARE ADVANTAGE $74.86 ↑ +0%
AMERIGROUP MANAGED MEDICAID $74.86 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $74.86 ↑ +0%
WELLCARE MANAGED MEDICAID $74.86 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $74.86 ↑ +0%
VACCN ALL PRODUCTS $74.86 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $78.60 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $80.10 ↑ +7%
AETNA MEDICARE ADVANTAGE $81.60 ↑ +9%
UNITED HEALTHCARE DSNP $89.83 ↑ +20%
KARNA MEDICARE ADVANTAGE $99.56 ↑ +33%
UNITED HEALTHCARE HMO $153.65 ↑ +105%
OXFORD ALL PRODUCTS $153.65 ↑ +105%
UNITED HEALTHCARE MANAGED MEDICAID $160.19 ↑ +114%
QUALCARE WORKERS COMP $205.49 ↑ +174%
AETNA HMO $212.59 ↑ +184%
AETNA PPO $212.59 ↑ +184%
ACTIVECARE FIRST MCO ALL PRODUCTS $231.75 ↑ +210%
BERGEN RISK ALL PRODUCTS $231.75 ↑ +210%
HORIZON OMNIA $236.08 ↑ +215%
HORIZON PIP $239.17 ↑ +219%
HORIZON WORKERS COMP $240.83 ↑ +222%
AETNA ASA $241.95 ↑ +223%
BRIGHTON HEALTH PLAN ALL PRODUCTS $247.20 ↑ +230%
CIGNA BH $247.20 ↑ +230%
HORIZON INDEMNITY $259.65 ↑ +247%
MULTIPLAN - PHCS ALL PRODUCTS $262.65 ↑ +251%
AMERIHEALTH LOCAL HMO $267.44 ↑ +257%
QUALCARE HMO $280.57 ↑ +275%
QUALCARE PPO $280.57 ↑ +275%
HORIZON SHP $288.30 ↑ +285%
HORIZON HMO $291.08 ↑ +289%
HORIZON PPO $298.49 ↑ +299%
AMERIHEALTH REGIONAL HMO $300.63 ↑ +302%
CIGNA HMO $343.03 ↑ +358%
CIGNA PPO $343.03 ↑ +358%
HORIZON MANAGED MEDICAID not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Obstetric panel inc HIV tstg at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $82.35 $35.18 – $305.77
Cooperman Barnabas Medical Center Livingston $82.35 $35.18 – $305.77
Community Medical Center Toms River $82.35 $35.18 – $305.77
Clara Maass Medical Center Belleville $82.35 $35.18 – $305.77
Newark Beth Israel Medical Center Newark $82.35 $35.18 – $305.77
Jersey City Medical Center Jersey City $82.35 $35.18 – $305.77
Monmouth Medical Center Long Branch $82.35 $35.18 – $305.77
Bayshore Medical Center Holmdel $74.86 $74.86 – $343.03

All New-jersey hospitals for this procedure →