Neck (Cervical Spine) MRI (with and without contrast) at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$395.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,026.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$395.64 with HORIZON BCBS BRAVEN vs $5,821.12 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $395.64 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $395.64 ↑ +0%
WELLCARE MANAGED MEDICAID $395.64 ↑ +0%
VACCN ALL PRODUCTS $395.64 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $415.42 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $423.33 ↑ +7%
AETNA MEDICARE ADVANTAGE $431.24 ↑ +9%
UNITED HEALTHCARE DSNP $474.76 ↑ +20%
KARNA MEDICARE ADVANTAGE $633.61 ↑ +60%
CIGNA PPO $695.53 ↑ +76%
CIGNA HMO $695.53 ↑ +76%
AETNA HMO $744.16 ↑ +88%
AETNA PPO $744.16 ↑ +88%
AETNA MANAGED MEDICAID $801.46 ↑ +103%
UNITED HEALTHCARE HMO $895.45 ↑ +126%
OXFORD ALL PRODUCTS $895.45 ↑ +126%
UNITED HEALTHCARE MANAGED MEDICAID $951.00 ↑ +140%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,060.00 ↑ +168%
HORIZON MANAGED MEDICAID $1,078.43 ↑ +173%
CLOVER MEDICARE ADVANTAGE $1,084.68 ↑ +174%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,247.38 ↑ +215%
AMERIHEALTH LOCAL HMO $1,531.59 ↑ +287%
AMERIHEALTH REGIONAL HMO $1,544.15 ↑ +290%
QUALCARE WORKERS COMP $1,947.00 ↑ +392%
QUALCARE HMO $2,921.00 ↑ +638%
QUALCARE PPO $2,921.00 ↑ +638%
BRIGHTON HEALTH PLAN ALL PRODUCTS $4,157.94 ↑ +951%
BERGEN RISK ALL PRODUCTS $4,332.00 ↑ +995%
HORIZON OMNIA $4,603.86 ↑ +1064%
HORIZON PIP $4,664.12 ↑ +1079%
HORIZON WORKERS COMP $4,696.66 ↑ +1087%
AETNA ASA $4,718.36 ↑ +1093%
CIGNA BH $4,820.80 ↑ +1118%
HORIZON INDEMNITY $5,063.65 ↑ +1180%
MULTIPLAN - PHCS ALL PRODUCTS $5,122.10 ↑ +1195%
HORIZON SHP $5,622.26 ↑ +1321%
HORIZON HMO $5,676.49 ↑ +1335%
HORIZON PPO $5,821.12 ↑ +1371%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Neck (Cervical Spine) MRI (with and without contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $921.41 $170.77 – $1,452.87
Cooperman Barnabas Medical Center Livingston $1,040.21 $400.67 – $2,072.00
Community Medical Center Toms River $1,018.12 $326.00 – $2,072.00
Clara Maass Medical Center Belleville $976.40 $326.00 – $2,072.00
Childrens Specialized Hospital Mountainside $2,103.00 $479.30 – $479.30
Newark Beth Israel Medical Center Newark $1,022.54 $175.79 – $2,072.00
Jersey City Medical Center Jersey City $1,020.09 $220.99 – $2,010.00
Monmouth Medical Center Long Branch $1,074.08 $326.00 – $2,072.00

All New-jersey hospitals for this procedure →