Nasal endoscopy dx uni/bi separate proc at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$215.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$430.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with CIGNA vs $9,933.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CIGNA PPO $0.01 ↓ -100%
CIGNA HMO $0.01 ↓ -100%
AETNA MANAGED MEDICAID $57.19 ↓ -73%
CLOVER MEDICARE ADVANTAGE $77.40 ↓ -64%
SEOUL MEDICAL GROUP ALL PRODUCTS $89.01 ↓ -59%
KARNA MEDICARE ADVANTAGE $136.75 ↓ -36%
WELLCARE MEDICARE ADVANTAGE $215.07 ↑ +0%
VACCN ALL PRODUCTS $215.07 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $215.07 ↑ +0%
WELLCARE MANAGED MEDICAID $215.07 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $225.83 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $230.13 ↑ +7%
AETNA MEDICARE ADVANTAGE $234.43 ↑ +9%
UNITED HEALTHCARE DSNP $258.09 ↑ +20%
BERGEN RISK ALL PRODUCTS $322.50 ↑ +50%
HORIZON OMNIA $328.52 ↑ +53%
AETNA ASA $336.69 ↑ +57%
CIGNA BH $344.00 ↑ +60%
MULTIPLAN - PHCS ALL PRODUCTS $365.50 ↑ +70%
QUALCARE PPO $378.40 ↑ +76%
QUALCARE HMO $378.40 ↑ +76%
HORIZON SHP $401.19 ↑ +87%
HORIZON HMO $405.06 ↑ +88%
HORIZON INDEMNITY $410.65 ↑ +91%
HORIZON PPO $415.38 ↑ +93%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +453%
HORIZON MANAGED MEDICAID $2,241.00 ↑ +942%
AMERIHEALTH LOCAL HMO $2,669.48 ↑ +1141%
OXFORD ALL PRODUCTS $2,761.00 ↑ +1184%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,915.00 ↑ +1255%
AMERIHEALTH REGIONAL HMO $2,982.76 ↑ +1287%
UNITED HEALTHCARE HMO $3,392.00 ↑ +1477%
QUALCARE WORKERS COMP $5,366.00 ↑ +2395%
HORIZON WORKERS COMP $6,415.00 ↑ +2883%
HORIZON PIP $6,602.00 ↑ +2970%
AETNA PPO $8,419.00 ↑ +3815%
AETNA HMO $8,419.00 ↑ +3815%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +4518%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Nasal endoscopy dx uni/bi separate proc at other New-jersey hospitals

Hospital City Cash price Negotiated range
Community Medical Center Toms River $3,786.00 $51.51 – $422.22
Clara Maass Medical Center Belleville $3,986.00 $49.69 – $433.44
Bayshore Medical Center Holmdel $214.89 $214.89 – $257.86
Hackensack University Medical Center Hackensack $228.63 $136.75 – $240.06
Ocean University Medical Center Brick $212.17 $132.72 – $254.61
JFK Johnson Rehabilitation Institute (JRI) Edison $215.07 $60.60 – $215.07
Jersey Shore University Medical Center Neptune City $214.89 $132.72 – $257.86
Palisades Medical Center North Bergen $228.63 $136.75 – $249.21

All New-jersey hospitals for this procedure →