Mayo factor x at Raritan Bay Medical Center
530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455
$17.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$385.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$17.90 with CLOVER vs $374.57 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CLOVER | MEDICARE ADVANTAGE | $17.90 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $17.90 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $17.90 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $17.90 | ↑ +0% |
| VACCN | ALL PRODUCTS | $17.90 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $17.90 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $18.80 | ↑ +5% |
| AMERIGROUP | MEDICARE ADVANTAGE | $19.15 | ↑ +7% |
| AETNA | MEDICARE ADVANTAGE | $19.51 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $21.48 | ↑ +20% |
| KARNA | MEDICARE ADVANTAGE | $23.81 | ↑ +33% |
| OXFORD | ALL PRODUCTS | $36.74 | ↑ +105% |
| UNITED HEALTHCARE | HMO | $36.74 | ↑ +105% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $39.31 | ↑ +120% |
| AETNA | MANAGED MEDICAID | $51.21 | ↑ +186% |
| CIGNA | PPO | $82.02 | ↑ +358% |
| CIGNA | HMO | $82.02 | ↑ +358% |
| QUALCARE | WORKERS COMP | $256.03 | ↑ +1330% |
| AETNA | PPO | $264.88 | ↑ +1380% |
| AETNA | HMO | $264.88 | ↑ +1380% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $288.75 | ↑ +1513% |
| BERGEN RISK | ALL PRODUCTS | $288.75 | ↑ +1513% |
| HORIZON | OMNIA | $294.14 | ↑ +1543% |
| HORIZON | PIP | $297.99 | ↑ +1565% |
| HORIZON | WORKERS COMP | $300.07 | ↑ +1576% |
| AETNA | ASA | $301.46 | ↑ +1584% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $308.00 | ↑ +1621% |
| CIGNA | BH | $308.00 | ↑ +1621% |
| HORIZON | INDEMNITY | $323.52 | ↑ +1707% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $327.25 | ↑ +1728% |
| AMERIHEALTH | LOCAL HMO | $333.22 | ↑ +1762% |
| QUALCARE | HMO | $349.58 | ↑ +1853% |
| QUALCARE | PPO | $349.58 | ↑ +1853% |
| HORIZON | SHP | $359.21 | ↑ +1907% |
| HORIZON | HMO | $362.67 | ↑ +1926% |
| HORIZON | PPO | $371.91 | ↑ +1978% |
| AMERIHEALTH | REGIONAL HMO | $374.57 | ↑ +1993% |
| HORIZON | MANAGED MEDICAID | not published by hospital | — |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
Mayo factor x at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $19.69 | $8.41 – $84.91 |
| Cooperman Barnabas Medical Center | Livingston | $19.69 | $8.41 – $73.45 |
| Community Medical Center | Toms River | $19.69 | $8.41 – $73.45 |
| Clara Maass Medical Center | Belleville | $19.69 | $8.41 – $73.45 |
| Childrens Specialized Hospital | Mountainside | $132.00 | $14.32 – $14.75 |
| Newark Beth Israel Medical Center | Newark | $19.69 | $8.41 – $73.45 |
| Jersey City Medical Center | Jersey City | $19.69 | $8.41 – $73.45 |
| Monmouth Medical Center | Long Branch | $19.69 | $8.41 – $73.45 |