Lower Back (Lumbar Spine) CT scan (without contrast) at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$117.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,051.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$117.81 with WELLCARE vs $2,947.27 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MANAGED MEDICAID $117.81 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $117.81 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $117.81 ↑ +0%
VACCN ALL PRODUCTS $117.81 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $123.70 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $126.05 ↑ +7%
AETNA MEDICARE ADVANTAGE $128.41 ↑ +9%
UNITED HEALTHCARE DSNP $141.37 ↑ +20%
KARNA MEDICARE ADVANTAGE $254.38 ↑ +116%
CIGNA HMO $255.74 ↑ +117%
CIGNA PPO $255.74 ↑ +117%
OXFORD ALL PRODUCTS $265.07 ↑ +125%
UNITED HEALTHCARE HMO $265.07 ↑ +125%
AETNA PPO $313.21 ↑ +166%
AETNA HMO $313.21 ↑ +166%
HORIZON MANAGED MEDICAID $328.43 ↑ +179%
AETNA MANAGED MEDICAID $405.78 ↑ +244%
CLOVER MEDICARE ADVANTAGE $549.18 ↑ +366%
AMERIHEALTH LOCAL HMO $550.98 ↑ +368%
AMERIHEALTH REGIONAL HMO $555.49 ↑ +372%
SEOUL MEDICAL GROUP ALL PRODUCTS $631.56 ↑ +436%
UNITED HEALTHCARE MANAGED MEDICAID $714.00 ↑ +506%
ACTIVECARE FIRST MCO ALL PRODUCTS $954.00 ↑ +710%
QUALCARE WORKERS COMP $1,752.00 ↑ +1387%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,105.19 ↑ +1687%
BERGEN RISK ALL PRODUCTS $2,288.25 ↑ +1842%
HORIZON OMNIA $2,330.96 ↑ +1879%
HORIZON PIP $2,361.47 ↑ +1904%
HORIZON WORKERS COMP $2,377.95 ↑ +1918%
AETNA ASA $2,388.93 ↑ +1928%
CIGNA BH $2,440.80 ↑ +1972%
HORIZON INDEMNITY $2,563.76 ↑ +2076%
MULTIPLAN - PHCS ALL PRODUCTS $2,593.35 ↑ +2101%
HORIZON SHP $2,846.58 ↑ +2316%
HORIZON HMO $2,874.04 ↑ +2340%
QUALCARE HMO $2,921.00 ↑ +2379%
QUALCARE PPO $2,921.00 ↑ +2379%
HORIZON PPO $2,947.27 ↑ +2402%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Lower Back (Lumbar Spine) CT scan (without contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $392.85 $68.62 – $522.66
Cooperman Barnabas Medical Center Livingston $506.01 $119.31 – $726.00
Community Medical Center Toms River $434.08 $116.22 – $726.00
Clara Maass Medical Center Belleville $732.15 $119.31 – $726.00
Newark Beth Israel Medical Center Newark $497.42 $70.63 – $726.00
Jersey City Medical Center Jersey City $434.92 $88.80 – $704.00
Monmouth Medical Center Long Branch $457.94 $117.70 – $726.00
Bayshore Medical Center Holmdel $117.70 $117.70 – $1,762.00

All New-jersey hospitals for this procedure →