Laps surg prst8ect smpl stot at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$11,533.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$29,982.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,201.13 with KARNA vs $26,950.82 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $2,201.13 ↓ -81%
UNITED HEALTHCARE MANAGED MEDICAID $2,379.00 ↓ -79%
HORIZON MANAGED MEDICAID $2,438.00 ↓ -79%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,915.00 ↓ -75%
AETNA MANAGED MEDICAID $3,987.61 ↓ -65%
QUALCARE WORKERS COMP $5,366.00 ↓ -53%
CLOVER MEDICARE ADVANTAGE $5,396.76 ↓ -53%
AMERIHEALTH LOCAL HMO $5,824.32 ↓ -50%
SEOUL MEDICAL GROUP ALL PRODUCTS $6,206.27 ↓ -46%
HORIZON WORKERS COMP $6,415.00 ↓ -44%
AMERIHEALTH REGIONAL HMO $6,507.84 ↓ -44%
HORIZON PIP $6,602.00 ↓ -43%
HORIZON OMNIA $7,185.00 ↓ -38%
HORIZON SHP $8,229.00 ↓ -29%
AETNA HMO $8,419.00 ↓ -27%
AETNA PPO $8,419.00 ↓ -27%
QUALCARE HMO $8,762.00 ↓ -24%
HORIZON HMO $8,876.00 ↓ -23%
HORIZON INDEMNITY $8,992.00 ↓ -22%
HORIZON PPO $9,102.00 ↓ -21%
QUALCARE PPO $9,347.00 ↓ -19%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↓ -14%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $11,533.76 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $11,533.76 ↑ +0%
WELLCARE MANAGED MEDICAID $11,533.76 ↑ +0%
VACCN ALL PRODUCTS $11,533.76 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $12,110.45 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $12,341.12 ↑ +7%
AETNA MEDICARE ADVANTAGE $12,571.80 ↑ +9%
UNITED HEALTHCARE DSNP $13,840.51 ↑ +20%
BERGEN RISK ALL PRODUCTS $15,603.00 ↑ +35%
OXFORD ALL PRODUCTS $18,226.00 ↑ +58%
UNITED HEALTHCARE HMO $23,041.00 ↑ +100%
AETNA ASA $23,475.91 ↑ +104%
CIGNA BH $23,985.60 ↑ +108%
MULTIPLAN - PHCS ALL PRODUCTS $25,484.70 ↑ +121%
CIGNA HMO $26,950.82 ↑ +134%
CIGNA PPO $26,950.82 ↑ +134%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Laps surg prst8ect smpl stot at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $526.39 – $22,756.42
Cooperman Barnabas Medical Center Livingston $6,839.00 $738.14 – $23,361.12
Community Medical Center Toms River $3,786.00 $755.92 – $22,642.64
Clara Maass Medical Center Belleville $3,986.00 $729.24 – $23,244.31
Newark Beth Israel Medical Center Newark $4,881.00 $541.87 – $23,361.12
Jersey City Medical Center Jersey City $5,339.00 $681.21 – $24,399.15
Monmouth Medical Center Long Branch $5,419.00 $1,458.48 – $22,932.28
Bayshore Medical Center Holmdel $11,523.76 $11,523.76 – $13,828.52

All New-jersey hospitals for this procedure →