Laparo cholecystectomy/explr at Raritan Bay Medical Center
530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455
$11,533.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11,708.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,557.16 with AETNA vs $23,041.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $1,557.16 | ↓ -86% |
| CLOVER | MEDICARE ADVANTAGE | $2,107.44 | ↓ -82% |
| KARNA | MEDICARE ADVANTAGE | $2,376.50 | ↓ -79% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $2,379.00 | ↓ -79% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $2,423.56 | ↓ -79% |
| HORIZON | MANAGED MEDICAID | $2,438.00 | ↓ -79% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,915.00 | ↓ -75% |
| QUALCARE | WORKERS COMP | $5,366.00 | ↓ -53% |
| HORIZON | WORKERS COMP | $6,415.00 | ↓ -44% |
| HORIZON | PIP | $6,602.00 | ↓ -43% |
| HORIZON | OMNIA | $7,185.00 | ↓ -38% |
| HORIZON | SHP | $8,229.00 | ↓ -29% |
| AETNA | HMO | $8,419.00 | ↓ -27% |
| AETNA | PPO | $8,419.00 | ↓ -27% |
| QUALCARE | HMO | $8,762.00 | ↓ -24% |
| BERGEN RISK | ALL PRODUCTS | $8,781.00 | ↓ -24% |
| HORIZON | HMO | $8,876.00 | ↓ -23% |
| HORIZON | INDEMNITY | $8,992.00 | ↓ -22% |
| HORIZON | PPO | $9,102.00 | ↓ -21% |
| AETNA | ASA | $9,167.36 | ↓ -21% |
| QUALCARE | PPO | $9,347.00 | ↓ -19% |
| CIGNA | BH | $9,366.40 | ↓ -19% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $9,951.80 | ↓ -14% |
| CIGNA | PPO | $10,524.32 | ↓ -9% |
| CIGNA | HMO | $10,524.32 | ↓ -9% |
| WELLCARE | MEDICARE ADVANTAGE | $11,533.76 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $11,533.76 | ↑ +0% |
| VACCN | ALL PRODUCTS | $11,533.76 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $11,533.76 | ↑ +0% |
| AMERIHEALTH | LOCAL HMO | $11,648.64 | ↑ +1% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $12,110.45 | ↑ +5% |
| AMERIGROUP | MEDICARE ADVANTAGE | $12,341.12 | ↑ +7% |
| AETNA | MEDICARE ADVANTAGE | $12,571.80 | ↑ +9% |
| AMERIHEALTH | REGIONAL HMO | $13,015.68 | ↑ +13% |
| UNITED HEALTHCARE | DSNP | $13,840.51 | ↑ +20% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $15,984.00 | ↑ +39% |
| OXFORD | ALL PRODUCTS | $18,226.00 | ↑ +58% |
| UNITED HEALTHCARE | HMO | $23,041.00 | ↑ +100% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Laparo cholecystectomy/explr at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $569.48 – $22,756.42 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $665.84 – $23,361.12 |
| Community Medical Center | Toms River | $3,786.00 | $665.84 – $22,642.64 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $665.84 – $23,244.31 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $586.23 – $23,361.12 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $665.84 – $24,399.15 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $665.84 – $22,932.28 |
| Bayshore Medical Center | Holmdel | $11,523.76 | $11,523.76 – $15,984.00 |