Knee X-ray at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$117.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$809.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.88 with UNITED HEALTHCARE vs $781.49 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $46.88 ↓ -60%
HORIZON MANAGED MEDICAID $55.69 ↓ -53%
AMERIHEALTH LOCAL HMO $69.62 ↓ -41%
AMERIHEALTH REGIONAL HMO $70.19 ↓ -40%
AETNA HMO $79.70 ↓ -32%
AETNA PPO $79.70 ↓ -32%
KARNA MEDICARE ADVANTAGE $91.83 ↓ -22%
AETNA MANAGED MEDICAID $107.60 ↓ -9%
WELLCARE MEDICARE ADVANTAGE $117.81 ↑ +0%
WELLCARE MANAGED MEDICAID $117.81 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $117.81 ↑ +0%
VACCN ALL PRODUCTS $117.81 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $123.70 ↑ +5%
CIGNA HMO $125.77 ↑ +7%
CIGNA PPO $125.77 ↑ +7%
AMERIGROUP MEDICARE ADVANTAGE $126.05 ↑ +7%
AETNA MEDICARE ADVANTAGE $128.41 ↑ +9%
UNITED HEALTHCARE DSNP $141.37 ↑ +20%
CLOVER MEDICARE ADVANTAGE $145.62 ↑ +24%
SEOUL MEDICAL GROUP ALL PRODUCTS $167.46 ↑ +42%
OXFORD ALL PRODUCTS $295.04 ↑ +150%
UNITED HEALTHCARE HMO $295.04 ↑ +150%
QUALCARE WORKERS COMP $446.57 ↑ +279%
ACTIVECARE FIRST MCO ALL PRODUCTS $485.40 ↑ +312%
QUALCARE PPO $583.29 ↑ +395%
QUALCARE HMO $583.29 ↑ +395%
BERGEN RISK ALL PRODUCTS $606.75 ↑ +415%
HORIZON OMNIA $618.08 ↑ +425%
HORIZON PIP $626.17 ↑ +432%
HORIZON WORKERS COMP $630.53 ↑ +435%
AETNA ASA $633.45 ↑ +438%
CIGNA BH $647.20 ↑ +449%
BRIGHTON HEALTH PLAN ALL PRODUCTS $647.20 ↑ +449%
HORIZON INDEMNITY $679.80 ↑ +477%
MULTIPLAN - PHCS ALL PRODUCTS $687.65 ↑ +484%
HORIZON SHP $754.80 ↑ +541%
HORIZON HMO $762.08 ↑ +547%
HORIZON PPO $781.49 ↑ +563%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Knee X-ray at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $323.60 $117.31 – $117.31
Childrens Specialized Hospital Mountainside $485.00 $24.75 – $655.00
Bayshore Medical Center Holmdel $117.70 $46.88 – $295.04
Hackensack University Medical Center Hackensack $125.23 $36.80 – $336.99
Ocean University Medical Center Brick $116.22 $46.88 – $125.77
JFK Johnson Rehabilitation Institute (JRI) Edison $117.81 $62.25 – $312.47
Jersey Shore University Medical Center Neptune City $117.70 $46.88 – $125.77
Palisades Medical Center North Bergen $125.23 $40.59 – $295.04

All New-jersey hospitals for this procedure →