Knee MRI (without contrast) at Raritan Bay Medical Center
530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455
$267.78
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,290.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$267.78 with WELLCARE vs $4,332.00 with BERGEN RISK — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| WELLCARE | MANAGED MEDICAID | $267.78 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $267.78 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $267.78 | ↑ +0% |
| VACCN | ALL PRODUCTS | $267.78 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $281.17 | ↑ +5% |
| AMERIGROUP | MEDICARE ADVANTAGE | $286.53 | ↑ +7% |
| AETNA | MEDICARE ADVANTAGE | $291.88 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $321.34 | ↑ +20% |
| KARNA | MEDICARE ADVANTAGE | $401.87 | ↑ +50% |
| CIGNA | PPO | $443.43 | ↑ +66% |
| CIGNA | HMO | $443.43 | ↑ +66% |
| AETNA | PPO | $473.73 | ↑ +77% |
| AETNA | HMO | $473.73 | ↑ +77% |
| UNITED HEALTHCARE | HMO | $559.79 | ↑ +109% |
| OXFORD | ALL PRODUCTS | $559.79 | ↑ +109% |
| AETNA | MANAGED MEDICAID | $570.57 | ↑ +113% |
| HORIZON | MANAGED MEDICAID | $742.50 | ↑ +177% |
| CLOVER | MEDICARE ADVANTAGE | $772.20 | ↑ +188% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $888.03 | ↑ +232% |
| AMERIHEALTH | LOCAL HMO | $944.81 | ↑ +253% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $951.00 | ↑ +255% |
| AMERIHEALTH | REGIONAL HMO | $952.56 | ↑ +256% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,060.00 | ↑ +296% |
| QUALCARE | WORKERS COMP | $1,947.00 | ↑ +627% |
| QUALCARE | PPO | $2,921.00 | ↑ +991% |
| QUALCARE | HMO | $2,921.00 | ↑ +991% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,960.10 | ↑ +1005% |
| HORIZON | OMNIA | $3,277.56 | ↑ +1124% |
| HORIZON | PIP | $3,320.46 | ↑ +1140% |
| HORIZON | WORKERS COMP | $3,343.63 | ↑ +1149% |
| AETNA | ASA | $3,359.07 | ↑ +1154% |
| CIGNA | BH | $3,432.00 | ↑ +1182% |
| HORIZON | INDEMNITY | $3,604.89 | ↑ +1246% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $3,646.50 | ↑ +1262% |
| HORIZON | SHP | $4,002.57 | ↑ +1395% |
| HORIZON | HMO | $4,041.18 | ↑ +1409% |
| HORIZON | PPO | $4,144.14 | ↑ +1448% |
| BERGEN RISK | ALL PRODUCTS | $4,332.00 | ↑ +1518% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Knee MRI (without contrast) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $267.55 | $267.55 – $4,332.00 |
| Hackensack University Medical Center | Hackensack | $284.66 | $227.73 – $4,332.00 |
| Ocean University Medical Center | Brick | $264.17 | $241.72 – $4,332.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $267.78 | $241.72 – $4,332.00 |
| Jersey Shore University Medical Center | Neptune City | $267.55 | $267.55 – $4,332.00 |
| Palisades Medical Center | North Bergen | $284.66 | $284.66 – $4,332.00 |
| Riverview Medical Center | Red Bank | $267.55 | $267.55 – $4,332.00 |
| Southern Ocean Medical Center | Manahawkin | $264.17 | $264.17 – $4,332.00 |