Knee arthroscopy/surgery at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$1,772.97

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,093.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,209.37 with AETNA vs $19,497.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $1,209.37 ↓ -32%
CLOVER MEDICARE ADVANTAGE $1,636.74 ↓ -8%
WELLCARE MANAGED MEDICAID $1,772.97 ↑ +0%
VACCN ALL PRODUCTS $1,772.97 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,772.97 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $1,772.97 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,861.61 ↑ +5%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,882.25 ↑ +6%
AMERIGROUP MEDICARE ADVANTAGE $1,897.07 ↑ +7%
AETNA MEDICARE ADVANTAGE $1,932.53 ↑ +9%
KARNA MEDICARE ADVANTAGE $2,009.63 ↑ +13%
UNITED HEALTHCARE DSNP $2,127.56 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $2,379.00 ↑ +34%
HORIZON MANAGED MEDICAID $2,438.00 ↑ +38%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,915.00 ↑ +64%
CIGNA HMO $4,196.00 ↑ +137%
CIGNA PPO $4,701.00 ↑ +165%
AMERIHEALTH LOCAL HMO $5,096.28 ↑ +187%
QUALCARE WORKERS COMP $5,366.00 ↑ +203%
AMERIHEALTH REGIONAL HMO $5,694.36 ↑ +221%
HORIZON WORKERS COMP $6,415.00 ↑ +262%
HORIZON PIP $6,602.00 ↑ +272%
BERGEN RISK ALL PRODUCTS $6,819.75 ↑ +285%
HORIZON OMNIA $6,947.05 ↑ +292%
AETNA ASA $7,119.82 ↑ +302%
CIGNA BH $7,274.40 ↑ +310%
MULTIPLAN - PHCS ALL PRODUCTS $7,729.05 ↑ +336%
QUALCARE HMO $8,001.84 ↑ +351%
QUALCARE PPO $8,001.84 ↑ +351%
HORIZON SHP $8,229.00 ↑ +364%
AETNA PPO $8,419.00 ↑ +375%
AETNA HMO $8,419.00 ↑ +375%
HORIZON HMO $8,565.61 ↑ +383%
HORIZON INDEMNITY $8,683.82 ↑ +390%
HORIZON PPO $8,783.84 ↑ +395%
OXFORD ALL PRODUCTS $15,438.00 ↑ +771%
BRIGHTON HEALTH PLAN ALL PRODUCTS $15,984.00 ↑ +802%
UNITED HEALTHCARE HMO $19,497.00 ↑ +1000%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Knee arthroscopy/surgery at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $478.69 – $3,498.12
Cooperman Barnabas Medical Center Livingston $6,839.00 $705.93 – $3,591.06
Community Medical Center Toms River $3,786.00 $722.94 – $3,480.63
Clara Maass Medical Center Belleville $3,986.00 $697.43 – $3,573.10
Newark Beth Israel Medical Center Newark $4,881.00 $492.77 – $3,591.06
Jersey City Medical Center Jersey City $5,339.00 $619.48 – $3,750.63
Monmouth Medical Center Long Branch $5,419.00 $1,394.85 – $3,525.15
Bayshore Medical Center Holmdel $1,771.43 $1,771.43 – $15,984.00

All New-jersey hospitals for this procedure →