Knee arthroscopy/surgery at Raritan Bay Medical Center
530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455
$1,772.97
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$6,622.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$880.73 with AETNA vs $15,984.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $880.73 | ↓ -50% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -33% |
| CLOVER | MEDICARE ADVANTAGE | $1,191.96 | ↓ -33% |
| KARNA | MEDICARE ADVANTAGE | $1,365.12 | ↓ -23% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,370.75 | ↓ -23% |
| VACCN | ALL PRODUCTS | $1,772.97 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $1,772.97 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $1,772.97 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $1,772.97 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $1,861.61 | ↑ +5% |
| AMERIGROUP | MEDICARE ADVANTAGE | $1,897.07 | ↑ +7% |
| AETNA | MEDICARE ADVANTAGE | $1,932.53 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $2,127.56 | ↑ +20% |
| HORIZON | MANAGED MEDICAID | $2,438.00 | ↑ +38% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,915.00 | ↑ +64% |
| CIGNA | HMO | $4,196.00 | ↑ +137% |
| CIGNA | PPO | $4,701.00 | ↑ +165% |
| BERGEN RISK | ALL PRODUCTS | $4,966.50 | ↑ +180% |
| HORIZON | OMNIA | $5,059.21 | ↑ +185% |
| AMERIHEALTH | LOCAL HMO | $5,096.28 | ↑ +187% |
| AETNA | ASA | $5,185.03 | ↑ +192% |
| CIGNA | BH | $5,297.60 | ↑ +199% |
| QUALCARE | WORKERS COMP | $5,366.00 | ↑ +203% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $5,628.70 | ↑ +217% |
| AMERIHEALTH | REGIONAL HMO | $5,694.36 | ↑ +221% |
| QUALCARE | HMO | $5,827.36 | ↑ +229% |
| QUALCARE | PPO | $5,827.36 | ↑ +229% |
| HORIZON | SHP | $6,178.33 | ↑ +248% |
| HORIZON | HMO | $6,237.92 | ↑ +252% |
| HORIZON | INDEMNITY | $6,324.01 | ↑ +257% |
| HORIZON | PPO | $6,396.85 | ↑ +261% |
| HORIZON | WORKERS COMP | $6,415.00 | ↑ +262% |
| HORIZON | PIP | $6,602.00 | ↑ +272% |
| AETNA | PPO | $8,419.00 | ↑ +375% |
| AETNA | HMO | $8,419.00 | ↑ +375% |
| OXFORD | ALL PRODUCTS | $11,028.00 | ↑ +522% |
| UNITED HEALTHCARE | HMO | $13,893.00 | ↑ +684% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $15,984.00 | ↑ +802% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Knee arthroscopy/surgery at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $324.50 – $3,498.12 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $521.24 – $3,591.06 |
| Community Medical Center | Toms River | $3,786.00 | $533.80 – $3,480.63 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $514.96 – $3,573.10 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $334.05 – $3,591.06 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $419.94 – $3,750.63 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $1,029.92 – $3,525.15 |
| Bayshore Medical Center | Holmdel | $1,771.43 | $1,771.43 – $15,984.00 |