Kidney endoscopy & treatment at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$10,244.18

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,163.08 with KARNA vs $12,293.01 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $1,163.08 ↓ -89%
VACCN ALL PRODUCTS $10,244.18 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $10,244.18 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $10,244.18 ↑ +0%
WELLCARE MANAGED MEDICAID $10,244.18 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $10,756.39 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $10,961.27 ↑ +7%
AETNA MEDICARE ADVANTAGE $11,166.15 ↑ +9%
UNITED HEALTHCARE DSNP $12,293.01 ↑ +20%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Kidney endoscopy & treatment at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $278.64 – $20,212.06
Cooperman Barnabas Medical Center Livingston $6,839.00 $253.08 – $20,749.12
Community Medical Center Toms River $3,786.00 $259.18 – $20,111.00
Clara Maass Medical Center Belleville $3,986.00 $250.03 – $20,645.37
Newark Beth Israel Medical Center Newark $4,881.00 $286.84 – $20,749.12
Jersey City Medical Center Jersey City $5,339.00 $274.43 – $21,671.10
Monmouth Medical Center Long Branch $5,419.00 $500.07 – $20,368.25
Bayshore Medical Center Holmdel $10,235.30 $10,235.30 – $12,282.36

All New-jersey hospitals for this procedure →