Kidney endoscopy at Raritan Bay Medical Center
530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455
$5,631.74
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,798.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$651.57 with KARNA vs $10,156.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $651.57 | ↓ -88% |
| AETNA | MANAGED MEDICAID | $1,037.13 | ↓ -82% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -79% |
| CLOVER | MEDICARE ADVANTAGE | $1,403.64 | ↓ -75% |
| AMERIHEALTH | LOCAL HMO | $1,456.08 | ↓ -74% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,614.19 | ↓ -71% |
| AMERIHEALTH | REGIONAL HMO | $1,626.96 | ↓ -71% |
| CIGNA | HMO | $2,139.00 | ↓ -62% |
| HORIZON | MANAGED MEDICAID | $2,241.00 | ↓ -60% |
| CIGNA | PPO | $2,396.00 | ↓ -57% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,915.00 | ↓ -48% |
| QUALCARE | WORKERS COMP | $5,366.00 | ↓ -5% |
| WELLCARE | MEDICARE ADVANTAGE | $5,631.74 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $5,631.74 | ↑ +0% |
| VACCN | ALL PRODUCTS | $5,631.74 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $5,631.74 | ↑ +0% |
| BERGEN RISK | ALL PRODUCTS | $5,848.50 | ↑ +4% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $5,913.32 | ↑ +5% |
| HORIZON | OMNIA | $5,957.67 | ↑ +6% |
| AMERIGROUP | MEDICARE ADVANTAGE | $6,025.96 | ↑ +7% |
| AETNA | ASA | $6,105.83 | ↑ +8% |
| AETNA | MEDICARE ADVANTAGE | $6,138.59 | ↑ +9% |
| CIGNA | BH | $6,238.40 | ↑ +11% |
| HORIZON | WORKERS COMP | $6,415.00 | ↑ +14% |
| HORIZON | PIP | $6,602.00 | ↑ +17% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $6,628.30 | ↑ +18% |
| UNITED HEALTHCARE | DSNP | $6,758.08 | ↑ +20% |
| QUALCARE | HMO | $6,862.24 | ↑ +22% |
| QUALCARE | PPO | $6,862.24 | ↑ +22% |
| HORIZON | SHP | $7,275.53 | ↑ +29% |
| HORIZON | HMO | $7,345.72 | ↑ +30% |
| HORIZON | INDEMNITY | $7,447.09 | ↑ +32% |
| HORIZON | PPO | $7,532.87 | ↑ +34% |
| OXFORD | ALL PRODUCTS | $8,086.00 | ↑ +44% |
| AETNA | HMO | $8,419.00 | ↑ +49% |
| AETNA | PPO | $8,419.00 | ↑ +49% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +76% |
| UNITED HEALTHCARE | HMO | $10,156.00 | ↑ +80% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Kidney endoscopy at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $196.86 – $11,111.58 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $259.11 – $11,406.84 |
| Community Medical Center | Toms River | $3,786.00 | $265.35 – $11,056.02 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $255.99 – $11,349.81 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $202.65 – $11,406.84 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $254.76 – $11,913.69 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $511.98 – $11,197.45 |
| Bayshore Medical Center | Holmdel | $5,626.86 | $5,626.86 – $6,752.23 |