Instillation anticarcinogenic agent bladder at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$739.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,540.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$90.44 with KARNA vs $9,933.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $90.44 ↓ -88%
AETNA MANAGED MEDICAID $204.82 ↓ -72%
CLOVER MEDICARE ADVANTAGE $277.20 ↓ -63%
SEOUL MEDICAL GROUP ALL PRODUCTS $318.78 ↓ -57%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $739.44 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $739.44 ↑ +0%
WELLCARE MANAGED MEDICAID $739.44 ↑ +0%
VACCN ALL PRODUCTS $739.44 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $776.41 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $791.20 ↑ +7%
AETNA MEDICARE ADVANTAGE $805.99 ↑ +9%
UNITED HEALTHCARE DSNP $887.32 ↑ +20%
BERGEN RISK ALL PRODUCTS $1,155.00 ↑ +56%
HORIZON OMNIA $1,176.56 ↑ +59%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +61%
AETNA ASA $1,205.82 ↑ +63%
CIGNA BH $1,232.00 ↑ +67%
MULTIPLAN - PHCS ALL PRODUCTS $1,309.00 ↑ +77%
QUALCARE HMO $1,355.20 ↑ +83%
QUALCARE PPO $1,355.20 ↑ +83%
AETNA PPO $1,386.00 ↑ +87%
AETNA HMO $1,386.00 ↑ +87%
HORIZON SHP $1,436.82 ↑ +94%
HORIZON HMO $1,450.68 ↑ +96%
HORIZON INDEMNITY $1,470.70 ↑ +99%
HORIZON PPO $1,487.64 ↑ +101%
CIGNA HMO $2,139.00 ↑ +189%
CIGNA PPO $2,396.00 ↑ +224%
HORIZON MANAGED MEDICAID $2,438.00 ↑ +230%
AMERIHEALTH LOCAL HMO $2,669.48 ↑ +261%
OXFORD ALL PRODUCTS $2,761.00 ↑ +273%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,915.00 ↑ +294%
AMERIHEALTH REGIONAL HMO $2,982.76 ↑ +303%
UNITED HEALTHCARE HMO $3,392.00 ↑ +359%
QUALCARE WORKERS COMP $5,366.00 ↑ +626%
HORIZON WORKERS COMP $6,415.00 ↑ +768%
HORIZON PIP $6,602.00 ↑ +793%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +1243%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Instillation anticarcinogenic agent bladder at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $45.73 – $1,673.82
Cooperman Barnabas Medical Center Livingston $6,839.00 $65.60 – $1,497.70
Community Medical Center Toms River $3,786.00 $65.60 – $1,451.63
Clara Maass Medical Center Belleville $3,986.00 $65.60 – $1,490.21
Newark Beth Israel Medical Center Newark $4,881.00 $47.07 – $1,497.70
Jersey City Medical Center Jersey City $5,339.00 $59.18 – $1,564.24
Monmouth Medical Center Long Branch $5,419.00 $65.60 – $1,470.21
Bayshore Medical Center Holmdel $738.80 $738.80 – $886.55

All New-jersey hospitals for this procedure →