Ingest challenge ini 120 min at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$587.81

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,232.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$123.62 with KARNA vs $1,198.61 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $123.62 ↓ -79%
AETNA MANAGED MEDICAID $163.86 ↓ -72%
HORIZON MANAGED MEDICAID $164.15 ↓ -72%
CLOVER MEDICARE ADVANTAGE $221.76 ↓ -62%
SEOUL MEDICAL GROUP ALL PRODUCTS $255.02 ↓ -57%
OXFORD ALL PRODUCTS $387.00 ↓ -34%
UNITED HEALTHCARE HMO $538.00 ↓ -8%
VACCN ALL PRODUCTS $587.81 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $587.81 ↑ +0%
WELLCARE MANAGED MEDICAID $587.81 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $587.81 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $617.20 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $628.96 ↑ +7%
AETNA MEDICARE ADVANTAGE $640.71 ↑ +9%
UNITED HEALTHCARE DSNP $705.37 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $725.65 ↑ +23%
QUALCARE WORKERS COMP $819.28 ↑ +39%
ACTIVECARE FIRST MCO ALL PRODUCTS $924.00 ↑ +57%
BERGEN RISK ALL PRODUCTS $924.00 ↑ +57%
HORIZON OMNIA $941.25 ↑ +60%
HORIZON PIP $953.57 ↑ +62%
HORIZON WORKERS COMP $960.22 ↑ +63%
AETNA ASA $964.66 ↑ +64%
CIGNA BH $985.60 ↑ +68%
HORIZON INDEMNITY $1,035.25 ↑ +76%
MULTIPLAN - PHCS ALL PRODUCTS $1,047.20 ↑ +78%
AMERIHEALTH LOCAL HMO $1,066.30 ↑ +81%
AETNA PPO $1,108.80 ↑ +89%
AETNA HMO $1,108.80 ↑ +89%
BRIGHTON HEALTH PLAN ALL PRODUCTS $1,108.80 ↑ +89%
QUALCARE PPO $1,118.66 ↑ +90%
QUALCARE HMO $1,118.66 ↑ +90%
HORIZON SHP $1,149.46 ↑ +96%
HORIZON HMO $1,160.54 ↑ +97%
CIGNA HMO $1,178.16 ↑ +100%
CIGNA PPO $1,178.16 ↑ +100%
HORIZON PPO $1,190.11 ↑ +102%
AMERIHEALTH REGIONAL HMO $1,198.61 ↑ +104%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ingest challenge ini 120 min at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $587.30 $391.00 – $640.16
Hackensack University Medical Center Hackensack $624.87 $123.62 – $656.11
Ocean University Medical Center Brick $579.88 $119.90 – $579.88
JFK Johnson Rehabilitation Institute (JRI) Edison $587.81 $123.62 – $641.00
Jersey Shore University Medical Center Neptune City $587.30 $119.90 – $640.16
Palisades Medical Center North Bergen $624.87 $123.62 – $803.00
Riverview Medical Center Red Bank $587.30 $119.90 – $640.16
Southern Ocean Medical Center Manahawkin $579.88 $119.90 – $632.07

All New-jersey hospitals for this procedure →