Immunofluorescence per specimen initial single antibody stain at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$189.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$535.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.76 with AETNA vs $597.81 with OXFORD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $43.76 ↓ -77%
SEOUL MEDICAL GROUP ALL PRODUCTS $68.10 ↓ -64%
UNITED HEALTHCARE MANAGED MEDICAID $88.12 ↓ -54%
WELLCARE MANAGED MEDICAID $189.84 ↑ +0%
VACCN ALL PRODUCTS $189.84 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $189.84 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $189.84 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $199.33 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $203.12 ↑ +7%
AETNA MEDICARE ADVANTAGE $206.92 ↑ +9%
QUALCARE WORKERS COMP $218.79 ↑ +15%
AETNA PPO $226.35 ↑ +19%
AETNA HMO $226.35 ↑ +19%
UNITED HEALTHCARE DSNP $227.80 ↑ +20%
ACTIVECARE FIRST MCO ALL PRODUCTS $246.75 ↑ +30%
BERGEN RISK ALL PRODUCTS $246.75 ↑ +30%
HORIZON OMNIA $251.36 ↑ +32%
HORIZON PIP $254.65 ↑ +34%
HORIZON WORKERS COMP $256.42 ↑ +35%
AETNA ASA $257.61 ↑ +36%
CIGNA BH $263.20 ↑ +39%
BRIGHTON HEALTH PLAN ALL PRODUCTS $263.20 ↑ +39%
HORIZON INDEMNITY $276.46 ↑ +46%
MULTIPLAN - PHCS ALL PRODUCTS $279.65 ↑ +47%
AMERIHEALTH LOCAL HMO $284.75 ↑ +50%
KARNA MEDICARE ADVANTAGE $291.02 ↑ +53%
QUALCARE PPO $298.73 ↑ +57%
QUALCARE HMO $298.73 ↑ +57%
HORIZON SHP $306.96 ↑ +62%
HORIZON HMO $309.92 ↑ +63%
CIGNA PPO $314.62 ↑ +66%
CIGNA HMO $314.62 ↑ +66%
HORIZON PPO $317.81 ↑ +67%
AMERIHEALTH REGIONAL HMO $320.08 ↑ +69%
UNITED HEALTHCARE HMO $597.81 ↑ +215%
OXFORD ALL PRODUCTS $597.81 ↑ +215%
CLOVER MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital
HORIZON MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Immunofluorescence per specimen initial single antibody stain at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $189.67 $88.12 – $597.81
Hackensack University Medical Center Hackensack $201.80 $59.47 – $672.67
Ocean University Medical Center Brick $187.28 $44.00 – $276.37
JFK Johnson Rehabilitation Institute (JRI) Edison $189.84 $44.00 – $634.95
Jersey Shore University Medical Center Neptune City $189.67 $88.12 – $650.97
Palisades Medical Center North Bergen $201.80 $65.60 – $1,228.50
Riverview Medical Center Red Bank $189.67 $46.00 – $597.81
Southern Ocean Medical Center Manahawkin $187.28 $88.12 – $276.37

All New-jersey hospitals for this procedure →