Hla i & ii type verify lr at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$404.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$397.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.80 with AETNA vs $1,853.65 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $52.80 ↓ -87%
UNITED HEALTHCARE MANAGED MEDICAID $233.83 ↓ -42%
QUALCARE WORKERS COMP $264.01 ↓ -35%
BERGEN RISK ALL PRODUCTS $297.75 ↓ -26%
ACTIVECARE FIRST MCO ALL PRODUCTS $297.75 ↓ -26%
HORIZON OMNIA $303.31 ↓ -25%
HORIZON PIP $307.28 ↓ -24%
HORIZON WORKERS COMP $309.42 ↓ -24%
AETNA ASA $310.85 ↓ -23%
CIGNA BH $317.60 ↓ -21%
HORIZON INDEMNITY $333.60 ↓ -18%
MULTIPLAN - PHCS ALL PRODUCTS $337.45 ↓ -17%
AMERIHEALTH LOCAL HMO $343.60 ↓ -15%
AETNA PPO $357.30 ↓ -12%
AETNA HMO $357.30 ↓ -12%
BRIGHTON HEALTH PLAN ALL PRODUCTS $357.30 ↓ -12%
QUALCARE PPO $360.48 ↓ -11%
QUALCARE HMO $360.48 ↓ -11%
HORIZON SHP $370.40 ↓ -8%
HORIZON HMO $373.97 ↓ -8%
HORIZON PPO $383.50 ↓ -5%
AMERIHEALTH REGIONAL HMO $386.24 ↓ -5%
WELLCARE MEDICARE ADVANTAGE $404.52 ↑ +0%
CLOVER MEDICARE ADVANTAGE $404.52 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $404.52 ↑ +0%
VACCN ALL PRODUCTS $404.52 ↑ +0%
WELLCARE MANAGED MEDICAID $404.52 ↑ +0%
AMERIGROUP MANAGED MEDICAID $404.52 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $424.75 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $432.84 ↑ +7%
AETNA MEDICARE ADVANTAGE $440.93 ↑ +9%
UNITED HEALTHCARE DSNP $485.42 ↑ +20%
KARNA MEDICARE ADVANTAGE $538.01 ↑ +33%
OXFORD ALL PRODUCTS $830.28 ↑ +105%
UNITED HEALTHCARE HMO $830.28 ↑ +105%
CIGNA HMO $1,853.65 ↑ +358%
CIGNA PPO $1,853.65 ↑ +358%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital
HORIZON MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Hla i & ii type verify lr at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $404.52 $404.52 – $1,853.65
Hackensack University Medical Center Hackensack $404.52 $196.75 – $1,816.49
Ocean University Medical Center Brick $404.52 $355.98 – $1,853.65
JFK Johnson Rehabilitation Institute (JRI) Edison $404.52 $355.98 – $1,903.77
Jersey Shore University Medical Center Neptune City $404.52 $323.62 – $1,853.65
Palisades Medical Center North Bergen $404.52 $217.04 – $1,853.65
Riverview Medical Center Red Bank $404.52 $404.52 – $1,853.65
Southern Ocean Medical Center Manahawkin $404.52 $404.52 – $1,853.65

All New-jersey hospitals for this procedure →