Hemorrhoidectomy intrnl lig rbbr band ligations at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$1,010.01

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,420.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$321.86 with AETNA vs $9,933.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $321.86 ↓ -68%
KARNA MEDICARE ADVANTAGE $418.73 ↓ -59%
CLOVER MEDICARE ADVANTAGE $435.60 ↓ -57%
SEOUL MEDICAL GROUP ALL PRODUCTS $500.94 ↓ -50%
AMERIHEALTH LOCAL HMO $606.70 ↓ -40%
AMERIHEALTH REGIONAL HMO $677.90 ↓ -33%
VACCN ALL PRODUCTS $1,010.01 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,010.01 ↑ +0%
WELLCARE MANAGED MEDICAID $1,010.01 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $1,010.01 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,060.51 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $1,080.71 ↑ +7%
AETNA MEDICARE ADVANTAGE $1,100.91 ↑ +9%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +18%
UNITED HEALTHCARE DSNP $1,212.01 ↑ +20%
BERGEN RISK ALL PRODUCTS $1,815.00 ↑ +80%
HORIZON OMNIA $1,848.88 ↑ +83%
AETNA ASA $1,894.86 ↑ +88%
CIGNA BH $1,936.00 ↑ +92%
MULTIPLAN - PHCS ALL PRODUCTS $2,057.00 ↑ +104%
QUALCARE HMO $2,129.60 ↑ +111%
QUALCARE PPO $2,129.60 ↑ +111%
CIGNA HMO $2,139.00 ↑ +112%
HORIZON SHP $2,257.86 ↑ +124%
HORIZON HMO $2,279.64 ↑ +126%
HORIZON INDEMNITY $2,311.10 ↑ +129%
HORIZON PPO $2,337.72 ↑ +131%
CIGNA PPO $2,396.00 ↑ +137%
HORIZON MANAGED MEDICAID $2,438.00 ↑ +141%
ACTIVECARE FIRST MCO ALL PRODUCTS $3,710.00 ↑ +267%
OXFORD ALL PRODUCTS $4,030.00 ↑ +299%
UNITED HEALTHCARE HMO $5,003.00 ↑ +395%
QUALCARE WORKERS COMP $5,366.00 ↑ +431%
HORIZON WORKERS COMP $6,415.00 ↑ +535%
HORIZON PIP $6,602.00 ↑ +554%
AETNA PPO $8,419.00 ↑ +734%
AETNA HMO $8,419.00 ↑ +734%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +883%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Hemorrhoidectomy intrnl lig rbbr band ligations at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $1,009.14 $1,009.14 – $1,210.96
Hackensack University Medical Center Hackensack $1,073.68 $418.73 – $1,127.37
Ocean University Medical Center Brick $996.39 $403.06 – $1,195.67
JFK Johnson Rehabilitation Institute (JRI) Edison $1,010.01 $83.08 – $1,010.01
Jersey Shore University Medical Center Neptune City $1,009.14 $403.06 – $1,210.96
Palisades Medical Center North Bergen $1,073.68 $81.83 – $1,170.32
Riverview Medical Center Red Bank $1,009.14 $403.06 – $1,210.96
Southern Ocean Medical Center Manahawkin $996.39 $403.06 – $1,195.67

All New-jersey hospitals for this procedure →