Fragmenting of kidney stone at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$3,820.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$12,375.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,217.11 with KARNA vs $23,041.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $1,217.11 ↓ -68%
AETNA MANAGED MEDICAID $1,645.88 ↓ -57%
CLOVER MEDICARE ADVANTAGE $2,227.50 ↓ -42%
UNITED HEALTHCARE MANAGED MEDICAID $2,379.00 ↓ -38%
HORIZON MANAGED MEDICAID $2,438.00 ↓ -36%
SEOUL MEDICAL GROUP ALL PRODUCTS $2,561.63 ↓ -33%
ACTIVECARE FIRST MCO ALL PRODUCTS $3,710.00 ↓ -3%
WELLCARE MEDICARE ADVANTAGE $3,820.84 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $3,820.84 ↑ +0%
VACCN ALL PRODUCTS $3,820.84 ↑ +0%
WELLCARE MANAGED MEDICAID $3,820.84 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $4,011.88 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $4,088.30 ↑ +7%
AETNA MEDICARE ADVANTAGE $4,164.71 ↑ +9%
UNITED HEALTHCARE DSNP $4,585.01 ↑ +20%
HORIZON WORKERS COMP $6,415.00 ↑ +68%
HORIZON PIP $6,602.00 ↑ +73%
HORIZON OMNIA $7,185.00 ↑ +88%
HORIZON SHP $8,229.00 ↑ +115%
QUALCARE WORKERS COMP $8,229.38 ↑ +115%
AETNA HMO $8,419.00 ↑ +120%
AETNA PPO $8,419.00 ↑ +120%
HORIZON HMO $8,876.00 ↑ +132%
HORIZON INDEMNITY $8,992.00 ↑ +135%
HORIZON PPO $9,102.00 ↑ +138%
BERGEN RISK ALL PRODUCTS $9,281.25 ↑ +143%
AETNA ASA $9,689.63 ↑ +154%
CIGNA BH $9,900.00 ↑ +159%
MULTIPLAN - PHCS ALL PRODUCTS $10,518.75 ↑ +175%
CIGNA PPO $11,123.89 ↑ +191%
CIGNA HMO $11,123.89 ↑ +191%
BRIGHTON HEALTH PLAN ALL PRODUCTS $11,137.50 ↑ +191%
QUALCARE HMO $11,236.50 ↑ +194%
QUALCARE PPO $11,236.50 ↑ +194%
AMERIHEALTH LOCAL HMO $12,134.00 ↑ +218%
AMERIHEALTH REGIONAL HMO $13,558.00 ↑ +255%
OXFORD ALL PRODUCTS $18,226.00 ↑ +377%
UNITED HEALTHCARE HMO $23,041.00 ↑ +503%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Fragmenting of kidney stone at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $3,817.53 $3,817.53 – $4,581.03
Hackensack University Medical Center Hackensack $4,061.71 $1,217.11 – $4,264.80
Ocean University Medical Center Brick $3,769.31 $1,179.88 – $4,523.17
JFK Johnson Rehabilitation Institute (JRI) Edison $3,820.84 $1,217.11 – $3,820.84
Jersey Shore University Medical Center Neptune City $3,817.53 $1,179.88 – $4,581.03
Palisades Medical Center North Bergen $4,061.71 $1,217.11 – $4,427.27
Riverview Medical Center Red Bank $3,817.53 $1,179.88 – $4,581.03
Southern Ocean Medical Center Manahawkin $3,769.31 $1,179.88 – $4,523.17

All New-jersey hospitals for this procedure →