ER Visit (level 4) at Raritan Bay Medical Center
530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455
$471.73
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,025.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$140.00 with AMERIGROUP vs $3,591.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AMERIGROUP | MANAGED MEDICAID | $140.00 | ↓ -70% |
| KARNA | MEDICARE ADVANTAGE | $200.68 | ↓ -57% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $358.00 | ↓ -24% |
| AETNA | MANAGED MEDICAID | $402.33 | ↓ -15% |
| VACCN | ALL PRODUCTS | $471.73 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $471.73 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $471.73 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $471.73 | ↑ +0% |
| HORIZON | MANAGED MEDICAID | $485.00 | ↑ +3% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $495.32 | ↑ +5% |
| AMERIGROUP | MEDICARE ADVANTAGE | $504.75 | ↑ +7% |
| AETNA | MEDICARE ADVANTAGE | $514.19 | ↑ +9% |
| CLOVER | MEDICARE ADVANTAGE | $544.50 | ↑ +15% |
| UNITED HEALTHCARE | DSNP | $566.08 | ↑ +20% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $626.18 | ↑ +33% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $795.00 | ↑ +69% |
| AMERIHEALTH | LOCAL HMO | $891.00 | ↑ +89% |
| HORIZON | PIP | $958.00 | ↑ +103% |
| HORIZON | WORKERS COMP | $959.00 | ↑ +103% |
| AMERIHEALTH | REGIONAL HMO | $999.00 | ↑ +112% |
| BERGEN RISK | ALL PRODUCTS | $1,522.00 | ↑ +223% |
| CIGNA | HMO | $1,699.00 | ↑ +260% |
| CIGNA | PPO | $1,938.00 | ↑ +311% |
| QUALCARE | WORKERS COMP | $2,148.00 | ↑ +355% |
| HORIZON | OMNIA | $2,259.00 | ↑ +379% |
| AETNA | ASA | $2,368.58 | ↑ +402% |
| CIGNA | BH | $2,420.00 | ↑ +413% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,571.25 | ↑ +445% |
| HORIZON | SHP | $2,610.00 | ↑ +453% |
| QUALCARE | HMO | $2,662.00 | ↑ +464% |
| QUALCARE | PPO | $2,662.00 | ↑ +464% |
| OXFORD | ALL PRODUCTS | $2,700.00 | ↑ +472% |
| UNITED HEALTHCARE | HMO | $2,770.00 | ↑ +487% |
| HORIZON | HMO | $2,792.00 | ↑ +492% |
| AETNA | PPO | $2,934.00 | ↑ +522% |
| AETNA | HMO | $2,934.00 | ↑ +522% |
| HORIZON | PPO | $3,434.00 | ↑ +628% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $3,539.00 | ↑ +650% |
| HORIZON | INDEMNITY | $3,591.00 | ↑ +661% |
Visitor-reported prices
Comments
ER Visit (level 4) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $471.32 | $471.32 – $1,787.00 |
| Hackensack University Medical Center | Hackensack | $501.47 | $200.68 – $1,944.00 |
| Ocean University Medical Center | Brick | $465.37 | $140.00 – $1,789.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $471.73 | $200.68 – $3,800.00 |
| Jersey Shore University Medical Center | Neptune City | $471.32 | $196.20 – $1,897.00 |
| Palisades Medical Center | North Bergen | $501.47 | $200.68 – $1,522.00 |
| Riverview Medical Center | Red Bank | $471.32 | $140.00 – $1,836.00 |
| Southern Ocean Medical Center | Manahawkin | $465.37 | $140.00 – $1,522.00 |