Discography cerv/thor spine at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$2,163.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,057.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$112.50 with HORIZON vs $4,919.96 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $112.50 ↓ -95%
AETNA HMO $146.56 ↓ -93%
AETNA PPO $146.56 ↓ -93%
CIGNA HMO $249.25 ↓ -88%
CIGNA PPO $249.25 ↓ -88%
KARNA MEDICARE ADVANTAGE $252.83 ↓ -88%
UNITED HEALTHCARE MANAGED MEDICAID $627.11 ↓ -71%
AETNA MANAGED MEDICAID $672.58 ↓ -69%
CLOVER MEDICARE ADVANTAGE $910.26 ↓ -58%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,046.80 ↓ -52%
WELLCARE MANAGED MEDICAID $2,163.32 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $2,163.32 ↑ +0%
VACCN ALL PRODUCTS $2,163.32 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $2,163.32 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $2,271.48 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $2,314.75 ↑ +7%
AETNA MEDICARE ADVANTAGE $2,358.02 ↑ +9%
UNITED HEALTHCARE DSNP $2,595.98 ↑ +20%
QUALCARE WORKERS COMP $2,791.46 ↑ +29%
ACTIVECARE FIRST MCO ALL PRODUCTS $3,034.20 ↑ +40%
QUALCARE PPO $3,646.10 ↑ +69%
QUALCARE HMO $3,646.10 ↑ +69%
BERGEN RISK ALL PRODUCTS $3,792.75 ↑ +75%
HORIZON OMNIA $3,863.55 ↑ +79%
HORIZON PIP $3,914.12 ↑ +81%
HORIZON WORKERS COMP $3,941.43 ↑ +82%
AETNA ASA $3,959.63 ↑ +83%
BRIGHTON HEALTH PLAN ALL PRODUCTS $4,045.60 ↑ +87%
CIGNA BH $4,045.60 ↑ +87%
HORIZON INDEMNITY $4,249.40 ↑ +96%
MULTIPLAN - PHCS ALL PRODUCTS $4,298.45 ↑ +99%
AMERIHEALTH LOCAL HMO $4,376.83 ↑ +102%
HORIZON SHP $4,718.18 ↑ +118%
OXFORD ALL PRODUCTS $4,750.01 ↑ +120%
UNITED HEALTHCARE HMO $4,750.01 ↑ +120%
HORIZON HMO $4,763.69 ↑ +120%
HORIZON PPO $4,885.06 ↑ +126%
AMERIHEALTH REGIONAL HMO $4,919.96 ↑ +127%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Discography cerv/thor spine at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $2,161.44 $146.56 – $4,750.01
Hackensack University Medical Center Hackensack $2,299.70 $74.34 – $5,425.45
Ocean University Medical Center Brick $2,134.14 $146.56 – $2,134.14
JFK Johnson Rehabilitation Institute (JRI) Edison $2,163.32 $252.83 – $5,030.71
Jersey Shore University Medical Center Neptune City $2,161.44 $152.62 – $2,269.52
Palisades Medical Center North Bergen $2,299.70 $82.00 – $4,750.01
Riverview Medical Center Red Bank $2,161.44 $70.00 – $4,750.01
Southern Ocean Medical Center Manahawkin $2,134.14 $162.60 – $2,240.85

All New-jersey hospitals for this procedure →