Contrast x-ray of ankle at Raritan Bay Medical Center
530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455
$395.64
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,101.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$90.72 with HORIZON vs $1,071.16 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $90.72 | ↓ -77% |
| AETNA | MANAGED MEDICAID | $146.43 | ↓ -63% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $157.85 | ↓ -60% |
| CLOVER | MEDICARE ADVANTAGE | $198.18 | ↓ -50% |
| AETNA | PPO | $215.40 | ↓ -46% |
| AETNA | HMO | $215.40 | ↓ -46% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $227.91 | ↓ -42% |
| KARNA | MEDICARE ADVANTAGE | $248.78 | ↓ -37% |
| CIGNA | HMO | $393.73 | ↓ -0% |
| CIGNA | PPO | $393.73 | ↓ -0% |
| WELLCARE | MEDICARE ADVANTAGE | $395.64 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $395.64 | ↑ +0% |
| VACCN | ALL PRODUCTS | $395.64 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $395.64 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $415.42 | ↑ +5% |
| AMERIGROUP | MEDICARE ADVANTAGE | $423.33 | ↑ +7% |
| AETNA | MEDICARE ADVANTAGE | $431.24 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $474.76 | ↑ +20% |
| QUALCARE | WORKERS COMP | $607.75 | ↑ +54% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $660.60 | ↑ +67% |
| QUALCARE | PPO | $793.82 | ↑ +101% |
| QUALCARE | HMO | $793.82 | ↑ +101% |
| BERGEN RISK | ALL PRODUCTS | $825.75 | ↑ +109% |
| HORIZON | OMNIA | $841.16 | ↑ +113% |
| HORIZON | PIP | $852.17 | ↑ +115% |
| HORIZON | WORKERS COMP | $858.12 | ↑ +117% |
| AETNA | ASA | $862.08 | ↑ +118% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $880.80 | ↑ +123% |
| CIGNA | BH | $880.80 | ↑ +123% |
| HORIZON | INDEMNITY | $925.17 | ↑ +134% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $935.85 | ↑ +137% |
| AMERIHEALTH | LOCAL HMO | $952.92 | ↑ +141% |
| OXFORD | ALL PRODUCTS | $996.68 | ↑ +152% |
| UNITED HEALTHCARE | HMO | $996.68 | ↑ +152% |
| HORIZON | SHP | $1,027.23 | ↑ +160% |
| HORIZON | HMO | $1,037.14 | ↑ +162% |
| HORIZON | PPO | $1,063.57 | ↑ +169% |
| AMERIHEALTH | REGIONAL HMO | $1,071.16 | ↑ +171% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Contrast x-ray of ankle at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $395.29 | $157.85 – $996.68 |
| Hackensack University Medical Center | Hackensack | $420.58 | $59.94 – $1,138.41 |
| Ocean University Medical Center | Brick | $390.30 | $157.85 – $393.73 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $395.64 | $248.78 – $1,055.58 |
| Jersey Shore University Medical Center | Neptune City | $395.29 | $157.85 – $1,131.05 |
| Palisades Medical Center | North Bergen | $420.58 | $66.12 – $996.68 |
| Riverview Medical Center | Red Bank | $395.29 | $56.45 – $996.68 |
| Southern Ocean Medical Center | Manahawkin | $390.30 | $157.85 – $409.82 |