Cochlear implt f/up exam 7/> at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$173.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$732.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$60.00 with HORIZON vs $712.16 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $60.00 ↓ -65%
ACTIVECARE FIRST MCO ALL PRODUCTS $90.00 ↓ -48%
AETNA MANAGED MEDICAID $97.36 ↓ -44%
CLOVER MEDICARE ADVANTAGE $131.76 ↓ -24%
SEOUL MEDICAL GROUP ALL PRODUCTS $151.52 ↓ -13%
QUALCARE HMO $156.00 ↓ -10%
QUALCARE PPO $166.00 ↓ -4%
QUALCARE WORKERS COMP $166.00 ↓ -4%
VACCN ALL PRODUCTS $173.33 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $173.33 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $182.00 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $185.46 ↑ +7%
AETNA MEDICARE ADVANTAGE $188.93 ↑ +9%
KARNA MEDICARE ADVANTAGE $200.84 ↑ +16%
UNITED HEALTHCARE DSNP $208.00 ↑ +20%
WELLCARE MEDICARE ADVANTAGE $224.00 ↑ +29%
WELLCARE MANAGED MEDICAID $224.00 ↑ +29%
OXFORD ALL PRODUCTS $265.00 ↑ +53%
UNITED HEALTHCARE HMO $374.00 ↑ +116%
UNITED HEALTHCARE MANAGED MEDICAID $431.15 ↑ +149%
BERGEN RISK ALL PRODUCTS $549.00 ↑ +217%
HORIZON OMNIA $559.25 ↑ +223%
HORIZON PIP $566.57 ↑ +227%
HORIZON WORKERS COMP $570.52 ↑ +229%
AETNA ASA $573.16 ↑ +231%
CIGNA BH $585.60 ↑ +238%
HORIZON INDEMNITY $615.10 ↑ +255%
MULTIPLAN - PHCS ALL PRODUCTS $622.20 ↑ +259%
AMERIHEALTH LOCAL HMO $633.55 ↑ +266%
BRIGHTON HEALTH PLAN ALL PRODUCTS $658.80 ↑ +280%
AETNA PPO $658.80 ↑ +280%
AETNA HMO $658.80 ↑ +280%
HORIZON SHP $682.96 ↑ +294%
HORIZON HMO $689.54 ↑ +298%
CIGNA PPO $700.01 ↑ +304%
CIGNA HMO $700.01 ↑ +304%
HORIZON PPO $707.11 ↑ +308%
AMERIHEALTH REGIONAL HMO $712.16 ↑ +311%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Cochlear implt f/up exam 7/> at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $173.18 $173.18 – $614.00
Hackensack University Medical Center Hackensack $184.26 $54.05 – $406.00
Ocean University Medical Center Brick $170.99 $60.00 – $525.00
JFK Johnson Rehabilitation Institute (JRI) Edison $173.33 $60.00 – $576.00
Jersey Shore University Medical Center Neptune City $173.18 $173.18 – $326.00
Palisades Medical Center North Bergen $184.26 $96.53 – $994.00
Riverview Medical Center Red Bank $173.18 $173.18 – $301.00
Southern Ocean Medical Center Manahawkin $170.99 $160.00 – $332.00

All New-jersey hospitals for this procedure →