Cladribine 10 mg/10 ml intravenous solution at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$9.73

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$75.68

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.33 with CLOVER vs $39.35 with HORIZON — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $7.33 ↓ -25%
HORIZON MANAGED MEDICAID $8.27 ↓ -15%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $9.73 ↑ +0%
VACCN ALL PRODUCTS $9.73 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $10.22 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $10.41 ↑ +7%
AETNA MEDICARE ADVANTAGE $10.61 ↑ +9%
UNITED HEALTHCARE DSNP $11.68 ↑ +20%
QUALCARE PPO $15.28 ↑ +57%
QUALCARE HMO $15.28 ↑ +57%
QUALCARE WORKERS COMP $15.28 ↑ +57%
WELLCARE MANAGED MEDICAID $18.33 ↑ +88%
WELLCARE MEDICARE ADVANTAGE $18.33 ↑ +88%
AMERIHEALTH LOCAL HMO $19.31 ↑ +98%
AETNA MANAGED MEDICAID $19.96 ↑ +105%
CIGNA PPO $20.17 ↑ +107%
CIGNA HMO $20.17 ↑ +107%
AMERIGROUP MANAGED MEDICAID $20.37 ↑ +109%
SEOUL MEDICAL GROUP ALL PRODUCTS $20.37 ↑ +109%
KARNA MEDICARE ADVANTAGE $20.98 ↑ +116%
AMERIHEALTH REGIONAL HMO $21.58 ↑ +122%
UNITED HEALTHCARE MANAGED MEDICAID $24.00 ↑ +147%
BERGEN RISK ALL PRODUCTS $24.44 ↑ +151%
AETNA PPO $24.85 ↑ +155%
AETNA HMO $24.85 ↑ +155%
ACTIVECARE FIRST MCO ALL PRODUCTS $30.56 ↑ +214%
HORIZON OMNIA $31.13 ↑ +220%
HORIZON PIP $31.53 ↑ +224%
HORIZON WORKERS COMP $31.75 ↑ +226%
AETNA ASA $31.90 ↑ +228%
UNITED HEALTHCARE HMO $32.38 ↑ +233%
OXFORD ALL PRODUCTS $32.38 ↑ +233%
CIGNA BH $32.59 ↑ +235%
HORIZON INDEMNITY $34.23 ↑ +252%
MULTIPLAN - PHCS ALL PRODUCTS $34.63 ↑ +256%
BRIGHTON HEALTH PLAN ALL PRODUCTS $36.67 ↑ +277%
HORIZON SHP $38.01 ↑ +291%
HORIZON HMO $38.38 ↑ +294%
HORIZON PPO $39.35 ↑ +304%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post