Calculi urinary-sendout at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$12.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$28.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.72 with AETNA vs $58.97 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $3.72 ↓ -71%
SEOUL MEDICAL GROUP ALL PRODUCTS $12.87 ↑ +0%
CLOVER MEDICARE ADVANTAGE $12.87 ↑ +0%
WELLCARE MANAGED MEDICAID $12.87 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $12.87 ↑ +0%
VACCN ALL PRODUCTS $12.87 ↑ +0%
AMERIGROUP MANAGED MEDICAID $12.87 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $13.51 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $13.77 ↑ +7%
AETNA MEDICARE ADVANTAGE $14.03 ↑ +9%
UNITED HEALTHCARE DSNP $15.44 ↑ +20%
KARNA MEDICARE ADVANTAGE $17.12 ↑ +33%
QUALCARE WORKERS COMP $18.62 ↑ +45%
AETNA PPO $19.26 ↑ +50%
AETNA HMO $19.26 ↑ +50%
ACTIVECARE FIRST MCO ALL PRODUCTS $21.00 ↑ +63%
BERGEN RISK ALL PRODUCTS $21.00 ↑ +63%
HORIZON OMNIA $21.39 ↑ +66%
HORIZON PIP $21.67 ↑ +68%
HORIZON WORKERS COMP $21.82 ↑ +70%
AETNA ASA $21.92 ↑ +70%
BRIGHTON HEALTH PLAN ALL PRODUCTS $22.40 ↑ +74%
CIGNA BH $22.40 ↑ +74%
HORIZON INDEMNITY $23.53 ↑ +83%
MULTIPLAN - PHCS ALL PRODUCTS $23.80 ↑ +85%
AMERIHEALTH LOCAL HMO $24.23 ↑ +88%
QUALCARE HMO $25.42 ↑ +98%
QUALCARE PPO $25.42 ↑ +98%
HORIZON SHP $26.12 ↑ +103%
HORIZON HMO $26.38 ↑ +105%
OXFORD ALL PRODUCTS $26.42 ↑ +105%
UNITED HEALTHCARE HMO $26.42 ↑ +105%
HORIZON PPO $27.05 ↑ +110%
AMERIHEALTH REGIONAL HMO $27.24 ↑ +112%
UNITED HEALTHCARE MANAGED MEDICAID $28.26 ↑ +120%
CIGNA HMO $58.97 ↑ +358%
CIGNA PPO $58.97 ↑ +358%
HORIZON MANAGED MEDICAID not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Calculi urinary-sendout at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $12.87 $12.87 – $58.97
Hackensack University Medical Center Hackensack $12.87 $10.30 – $57.79
Ocean University Medical Center Brick $12.87 $12.87 – $58.97
JFK Johnson Rehabilitation Institute (JRI) Edison $12.87 $12.87 – $60.57
Jersey Shore University Medical Center Neptune City $12.87 $10.30 – $58.97
Palisades Medical Center North Bergen $12.87 $12.87 – $58.97
Riverview Medical Center Red Bank $12.87 $12.87 – $58.97
Southern Ocean Medical Center Manahawkin $12.87 $12.87 – $58.97

All New-jersey hospitals for this procedure →