C-1 esterase, berinert at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$75.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$351.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$63.32 with CLOVER vs $339.79 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $63.32 ↓ -17%
HORIZON MANAGED MEDICAID $64.48 ↓ -15%
VACCN ALL PRODUCTS $75.86 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $75.86 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $79.65 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $81.17 ↑ +7%
AETNA MEDICARE ADVANTAGE $82.69 ↑ +9%
KARNA MEDICARE ADVANTAGE $85.59 ↑ +13%
UNITED HEALTHCARE DSNP $91.03 ↑ +20%
UNITED HEALTHCARE HMO $123.27 ↑ +62%
OXFORD ALL PRODUCTS $123.27 ↑ +62%
QUALCARE HMO $131.91 ↑ +74%
QUALCARE WORKERS COMP $131.91 ↑ +74%
QUALCARE PPO $131.91 ↑ +74%
WELLCARE MANAGED MEDICAID $158.29 ↑ +109%
WELLCARE MEDICARE ADVANTAGE $158.29 ↑ +109%
AMERIHEALTH LOCAL HMO $166.69 ↑ +120%
AETNA MANAGED MEDICAID $172.36 ↑ +127%
CIGNA PPO $174.12 ↑ +130%
CIGNA HMO $174.12 ↑ +130%
AMERIGROUP MANAGED MEDICAID $175.88 ↑ +132%
SEOUL MEDICAL GROUP ALL PRODUCTS $175.88 ↑ +132%
AMERIHEALTH REGIONAL HMO $186.36 ↑ +146%
UNITED HEALTHCARE MANAGED MEDICAID $207.18 ↑ +173%
BERGEN RISK ALL PRODUCTS $211.05 ↑ +178%
AETNA PPO $214.57 ↑ +183%
AETNA HMO $214.57 ↑ +183%
ACTIVECARE FIRST MCO ALL PRODUCTS $263.81 ↑ +248%
HORIZON OMNIA $268.74 ↑ +254%
HORIZON PIP $272.25 ↑ +259%
HORIZON WORKERS COMP $274.15 ↑ +261%
AETNA ASA $275.42 ↑ +263%
CIGNA BH $281.40 ↑ +271%
HORIZON INDEMNITY $295.58 ↑ +290%
MULTIPLAN - PHCS ALL PRODUCTS $298.99 ↑ +294%
BRIGHTON HEALTH PLAN ALL PRODUCTS $316.58 ↑ +317%
HORIZON SHP $328.18 ↑ +333%
HORIZON HMO $331.35 ↑ +337%
HORIZON PPO $339.79 ↑ +348%

Visitor-reported prices

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