Bone marrow harvest allogen at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$1,816.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$40,356.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$425.49 with KARNA vs $30,496.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $425.49 ↓ -77%
AETNA MANAGED MEDICAID $566.31 ↓ -69%
HORIZON MANAGED MEDICAID $730.00 ↓ -60%
CLOVER MEDICARE ADVANTAGE $766.44 ↓ -58%
SEOUL MEDICAL GROUP ALL PRODUCTS $881.41 ↓ -51%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↓ -35%
AMERIHEALTH LOCAL HMO $1,456.08 ↓ -20%
AMERIHEALTH REGIONAL HMO $1,626.96 ↓ -10%
WELLCARE MANAGED MEDICAID $1,816.03 ↑ +0%
VACCN ALL PRODUCTS $1,816.03 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,816.03 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $1,816.03 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,906.83 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $1,943.15 ↑ +7%
AETNA MEDICARE ADVANTAGE $1,979.47 ↑ +9%
UNITED HEALTHCARE DSNP $2,179.23 ↑ +20%
OXFORD ALL PRODUCTS $2,579.07 ↑ +42%
QUALCARE WORKERS COMP $2,831.57 ↑ +56%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,915.00 ↑ +61%
BERGEN RISK ALL PRODUCTS $3,193.50 ↑ +76%
HORIZON OMNIA $3,253.11 ↑ +79%
HORIZON PIP $3,295.69 ↑ +81%
HORIZON WORKERS COMP $3,318.69 ↑ +83%
AETNA ASA $3,334.01 ↑ +84%
CIGNA BH $3,406.40 ↑ +88%
UNITED HEALTHCARE HMO $3,467.29 ↑ +91%
HORIZON INDEMNITY $3,578.00 ↑ +97%
MULTIPLAN - PHCS ALL PRODUCTS $3,619.30 ↑ +99%
AETNA HMO $3,832.20 ↑ +111%
AETNA PPO $3,832.20 ↑ +111%
QUALCARE HMO $3,866.26 ↑ +113%
QUALCARE PPO $3,866.26 ↑ +113%
HORIZON SHP $3,972.71 ↑ +119%
HORIZON HMO $4,011.04 ↑ +121%
CIGNA PPO $4,071.93 ↑ +124%
CIGNA HMO $4,071.93 ↑ +124%
HORIZON PPO $4,113.23 ↑ +126%
BRIGHTON HEALTH PLAN ALL PRODUCTS $30,496.00 ↑ +1579%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Bone marrow harvest allogen at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $1,814.45 $1,814.45 – $2,177.34
Hackensack University Medical Center Hackensack $1,930.51 $425.49 – $2,027.04
Ocean University Medical Center Brick $1,791.54 $414.57 – $2,149.84
JFK Johnson Rehabilitation Institute (JRI) Edison $1,816.03 $425.49 – $1,816.03
Jersey Shore University Medical Center Neptune City $1,814.45 $414.57 – $2,177.34
Palisades Medical Center North Bergen $1,930.51 $425.49 – $2,104.26
Riverview Medical Center Red Bank $1,814.45 $414.57 – $2,177.34
Southern Ocean Medical Center Manahawkin $1,791.54 $414.57 – $2,149.84

All New-jersey hospitals for this procedure →