Bld exchange truj oth thn nb at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$484.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,335.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$177.56 with AETNA vs $1,298.82 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $177.56 ↓ -63%
CLOVER MEDICARE ADVANTAGE $240.30 ↓ -50%
KARNA MEDICARE ADVANTAGE $256.61 ↓ -47%
SEOUL MEDICAL GROUP ALL PRODUCTS $276.35 ↓ -43%
OXFORD ALL PRODUCTS $353.00 ↓ -27%
WELLCARE MANAGED MEDICAID $484.32 ↑ +0%
VACCN ALL PRODUCTS $484.32 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $484.32 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $484.32 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $508.53 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $518.22 ↑ +7%
AETNA MEDICARE ADVANTAGE $527.91 ↑ +9%
UNITED HEALTHCARE DSNP $581.18 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $786.32 ↑ +62%
QUALCARE WORKERS COMP $887.78 ↑ +83%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,001.25 ↑ +107%
BERGEN RISK ALL PRODUCTS $1,001.25 ↑ +107%
HORIZON OMNIA $1,019.94 ↑ +111%
HORIZON PIP $1,033.29 ↑ +113%
HORIZON WORKERS COMP $1,040.50 ↑ +115%
AETNA ASA $1,045.31 ↑ +116%
CIGNA BH $1,068.00 ↑ +121%
UNITED HEALTHCARE HMO $1,087.09 ↑ +124%
HORIZON INDEMNITY $1,121.80 ↑ +132%
MULTIPLAN - PHCS ALL PRODUCTS $1,134.75 ↑ +134%
AMERIHEALTH LOCAL HMO $1,155.44 ↑ +139%
AETNA PPO $1,201.50 ↑ +148%
BRIGHTON HEALTH PLAN ALL PRODUCTS $1,201.50 ↑ +148%
AETNA HMO $1,201.50 ↑ +148%
QUALCARE PPO $1,212.18 ↑ +150%
QUALCARE HMO $1,212.18 ↑ +150%
HORIZON SHP $1,245.56 ↑ +157%
HORIZON HMO $1,257.57 ↑ +160%
CIGNA HMO $1,276.66 ↑ +164%
CIGNA PPO $1,276.66 ↑ +164%
HORIZON PPO $1,289.61 ↑ +166%
AMERIHEALTH REGIONAL HMO $1,298.82 ↑ +168%
AMERIGROUP MANAGED MEDICAID not published by hospital
HORIZON MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Bld exchange truj oth thn nb at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $483.90 $357.00 – $580.68
Hackensack University Medical Center Hackensack $514.85 $256.61 – $540.59
Ocean University Medical Center Brick $477.79 $108.38 – $477.79
JFK Johnson Rehabilitation Institute (JRI) Edison $484.32 $108.38 – $484.32
Jersey Shore University Medical Center Neptune City $483.90 $251.72 – $580.68
Palisades Medical Center North Bergen $514.85 $206.64 – $907.00
Riverview Medical Center Red Bank $483.90 $251.72 – $580.68
Southern Ocean Medical Center Manahawkin $477.79 $251.72 – $573.34

All New-jersey hospitals for this procedure →