Biopsy of wrist joint at Raritan Bay Medical Center
530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455
$3,594.44
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$5,875.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$780.03 with KARNA vs $10,156.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $780.03 | ↓ -78% |
| AETNA | MANAGED MEDICAID | $781.38 | ↓ -78% |
| CLOVER | MEDICARE ADVANTAGE | $1,057.50 | ↓ -71% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -67% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,216.13 | ↓ -66% |
| HORIZON | MANAGED MEDICAID | $2,241.00 | ↓ -38% |
| AMERIHEALTH | LOCAL HMO | $2,669.48 | ↓ -26% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,915.00 | ↓ -19% |
| CIGNA | HMO | $2,981.00 | ↓ -17% |
| AMERIHEALTH | REGIONAL HMO | $2,982.76 | ↓ -17% |
| CIGNA | PPO | $3,336.00 | ↓ -7% |
| WELLCARE | MEDICARE ADVANTAGE | $3,594.44 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $3,594.44 | ↑ +0% |
| VACCN | ALL PRODUCTS | $3,594.44 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $3,594.44 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $3,774.17 | ↑ +5% |
| AMERIGROUP | MEDICARE ADVANTAGE | $3,846.05 | ↑ +7% |
| AETNA | MEDICARE ADVANTAGE | $3,917.94 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $4,313.33 | ↑ +20% |
| BERGEN RISK | ALL PRODUCTS | $4,406.25 | ↑ +23% |
| HORIZON | OMNIA | $4,488.50 | ↑ +25% |
| AETNA | ASA | $4,600.13 | ↑ +28% |
| CIGNA | BH | $4,700.00 | ↑ +31% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $4,993.75 | ↑ +39% |
| QUALCARE | PPO | $5,170.00 | ↑ +44% |
| QUALCARE | HMO | $5,170.00 | ↑ +44% |
| QUALCARE | WORKERS COMP | $5,366.00 | ↑ +49% |
| HORIZON | SHP | $5,481.38 | ↑ +52% |
| HORIZON | HMO | $5,534.25 | ↑ +54% |
| HORIZON | INDEMNITY | $5,610.63 | ↑ +56% |
| HORIZON | PPO | $5,675.25 | ↑ +58% |
| HORIZON | WORKERS COMP | $6,415.00 | ↑ +78% |
| HORIZON | PIP | $6,602.00 | ↑ +84% |
| OXFORD | ALL PRODUCTS | $8,086.00 | ↑ +125% |
| AETNA | HMO | $8,419.00 | ↑ +134% |
| AETNA | PPO | $8,419.00 | ↑ +134% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +176% |
| UNITED HEALTHCARE | HMO | $10,156.00 | ↑ +183% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Biopsy of wrist joint at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $3,591.33 | $3,591.33 – $4,309.59 |
| Hackensack University Medical Center | Hackensack | $3,821.05 | $780.03 – $4,012.10 |
| Ocean University Medical Center | Brick | $3,545.97 | $750.96 – $4,255.16 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $3,594.44 | $364.00 – $3,594.44 |
| Jersey Shore University Medical Center | Neptune City | $3,591.33 | $750.96 – $4,309.59 |
| Palisades Medical Center | North Bergen | $3,821.05 | $780.03 – $4,164.94 |
| Riverview Medical Center | Red Bank | $3,591.33 | $750.96 – $4,309.59 |
| Southern Ocean Medical Center | Manahawkin | $3,545.97 | $750.96 – $4,255.16 |