Bhv id assmt by phys/qhp at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$102.47

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$206.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.40 with AETNA vs $956.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $27.40 ↓ -73%
KARNA MEDICARE ADVANTAGE $28.18 ↓ -72%
CLOVER MEDICARE ADVANTAGE $37.08 ↓ -64%
SEOUL MEDICAL GROUP ALL PRODUCTS $42.64 ↓ -58%
WELLCARE MEDICARE ADVANTAGE $102.47 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $102.47 ↑ +0%
VACCN ALL PRODUCTS $102.47 ↑ +0%
WELLCARE MANAGED MEDICAID $102.47 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $107.60 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $109.65 ↑ +7%
AETNA MEDICARE ADVANTAGE $111.70 ↑ +9%
UNITED HEALTHCARE MANAGED MEDICAID $121.33 ↑ +18%
UNITED HEALTHCARE DSNP $122.97 ↑ +20%
QUALCARE WORKERS COMP $136.99 ↑ +34%
AETNA PPO $149.82 ↑ +46%
AETNA HMO $149.82 ↑ +46%
ACTIVECARE FIRST MCO ALL PRODUCTS $154.50 ↑ +51%
BERGEN RISK ALL PRODUCTS $154.50 ↑ +51%
HORIZON OMNIA $157.38 ↑ +54%
HORIZON PIP $159.44 ↑ +56%
HORIZON WORKERS COMP $160.56 ↑ +57%
AETNA ASA $161.30 ↑ +57%
CIGNA BH $164.80 ↑ +61%
HORIZON INDEMNITY $173.10 ↑ +69%
MULTIPLAN - PHCS ALL PRODUCTS $175.10 ↑ +71%
AMERIHEALTH LOCAL HMO $178.29 ↑ +74%
BRIGHTON HEALTH PLAN ALL PRODUCTS $185.40 ↑ +81%
QUALCARE HMO $187.05 ↑ +83%
QUALCARE PPO $187.05 ↑ +83%
HORIZON SHP $192.20 ↑ +88%
HORIZON HMO $194.05 ↑ +89%
CIGNA HMO $197.00 ↑ +92%
CIGNA PPO $197.00 ↑ +92%
HORIZON PPO $199.00 ↑ +94%
AMERIHEALTH REGIONAL HMO $200.42 ↑ +96%
OXFORD ALL PRODUCTS $389.00 ↑ +280%
UNITED HEALTHCARE HMO $956.00 ↑ +833%
HORIZON MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

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Bhv id assmt by phys/qhp at other New-jersey hospitals

Hospital City Cash price Negotiated range
Childrens Specialized Hospital Mountainside $121.50 $68.37 – $68.37
Bayshore Medical Center Holmdel $102.38 $102.38 – $393.00
Hackensack University Medical Center Hackensack $108.93 $28.18 – $1,673.00
Ocean University Medical Center Brick $101.09 $27.59 – $393.00
JFK Johnson Rehabilitation Institute (JRI) Edison $102.47 $25.00 – $759.00
Jersey Shore University Medical Center Neptune City $102.38 $25.00 – $426.00
Palisades Medical Center North Bergen $108.93 $28.18 – $1,353.00
Riverview Medical Center Red Bank $102.38 $27.59 – $399.00

All New-jersey hospitals for this procedure →