Benign lesion paring 2-4 at Raritan Bay Medical Center
530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455
$220.12
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$457.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.01 with CIGNA vs $9,933.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CIGNA | PPO | $0.01 | ↓ -100% |
| CIGNA | HMO | $0.01 | ↓ -100% |
| KARNA | MEDICARE ADVANTAGE | $45.28 | ↓ -79% |
| AETNA | MANAGED MEDICAID | $60.78 | ↓ -72% |
| CLOVER | MEDICARE ADVANTAGE | $82.26 | ↓ -63% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $94.60 | ↓ -57% |
| VACCN | ALL PRODUCTS | $220.12 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $220.12 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $220.12 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $220.12 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $231.13 | ↑ +5% |
| AMERIGROUP | MEDICARE ADVANTAGE | $235.53 | ↑ +7% |
| AETNA | MEDICARE ADVANTAGE | $239.93 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $264.15 | ↑ +20% |
| BERGEN RISK | ALL PRODUCTS | $342.75 | ↑ +56% |
| HORIZON | OMNIA | $349.15 | ↑ +59% |
| AETNA | ASA | $357.83 | ↑ +63% |
| CIGNA | BH | $365.60 | ↑ +66% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $388.45 | ↑ +76% |
| QUALCARE | PPO | $402.16 | ↑ +83% |
| QUALCARE | HMO | $402.16 | ↑ +83% |
| HORIZON | SHP | $426.38 | ↑ +94% |
| HORIZON | HMO | $430.49 | ↑ +96% |
| HORIZON | INDEMNITY | $436.44 | ↑ +98% |
| HORIZON | PPO | $441.46 | ↑ +101% |
| AMERIHEALTH | LOCAL HMO | $606.70 | ↑ +176% |
| AMERIHEALTH | REGIONAL HMO | $677.90 | ↑ +208% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↑ +440% |
| HORIZON | MANAGED MEDICAID | $2,438.00 | ↑ +1008% |
| OXFORD | ALL PRODUCTS | $2,761.00 | ↑ +1154% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,915.00 | ↑ +1224% |
| UNITED HEALTHCARE | HMO | $3,392.00 | ↑ +1441% |
| QUALCARE | WORKERS COMP | $5,366.00 | ↑ +2338% |
| HORIZON | WORKERS COMP | $6,415.00 | ↑ +2814% |
| HORIZON | PIP | $6,602.00 | ↑ +2899% |
| AETNA | PPO | $8,419.00 | ↑ +3725% |
| AETNA | HMO | $8,419.00 | ↑ +3725% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +4413% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Benign lesion paring 2-4 at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $219.93 | $219.93 – $263.92 |
| Hackensack University Medical Center | Hackensack | $234.00 | $45.28 – $245.70 |
| Ocean University Medical Center | Brick | $217.16 | $44.20 – $260.59 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $220.12 | $45.28 – $220.12 |
| Jersey Shore University Medical Center | Neptune City | $219.93 | $44.20 – $263.92 |
| Palisades Medical Center | North Bergen | $234.00 | $45.28 – $255.06 |
| Riverview Medical Center | Red Bank | $219.93 | $44.20 – $263.92 |
| Southern Ocean Medical Center | Manahawkin | $217.16 | $44.20 – $260.59 |