Bendamustine 100 mg intravenous powder for solution at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$1.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$120.36

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.57 with HORIZON vs $79.10 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $1.57 ↓ -15%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1.85 ↑ +0%
VACCN ALL PRODUCTS $1.85 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1.94 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $1.98 ↑ +7%
AETNA MEDICARE ADVANTAGE $2.02 ↑ +9%
UNITED HEALTHCARE DSNP $2.22 ↑ +20%
KARNA MEDICARE ADVANTAGE $12.22 ↑ +561%
CLOVER MEDICARE ADVANTAGE $14.74 ↑ +697%
QUALCARE WORKERS COMP $30.71 ↑ +1560%
QUALCARE PPO $30.71 ↑ +1560%
QUALCARE HMO $30.71 ↑ +1560%
WELLCARE MEDICARE ADVANTAGE $36.85 ↑ +1892%
WELLCARE MANAGED MEDICAID $36.85 ↑ +1892%
AMERIHEALTH LOCAL HMO $38.80 ↑ +1997%
AETNA MANAGED MEDICAID $40.12 ↑ +2069%
CIGNA HMO $40.53 ↑ +2091%
CIGNA PPO $40.53 ↑ +2091%
AMERIGROUP MANAGED MEDICAID $40.94 ↑ +2113%
SEOUL MEDICAL GROUP ALL PRODUCTS $40.94 ↑ +2113%
AMERIHEALTH REGIONAL HMO $43.38 ↑ +2245%
OXFORD ALL PRODUCTS $44.43 ↑ +2302%
UNITED HEALTHCARE HMO $44.43 ↑ +2302%
UNITED HEALTHCARE MANAGED MEDICAID $48.23 ↑ +2507%
BERGEN RISK ALL PRODUCTS $49.13 ↑ +2556%
AETNA PPO $49.95 ↑ +2600%
AETNA HMO $49.95 ↑ +2600%
ACTIVECARE FIRST MCO ALL PRODUCTS $61.41 ↑ +3219%
HORIZON OMNIA $62.56 ↑ +3282%
HORIZON PIP $63.38 ↑ +3326%
HORIZON WORKERS COMP $63.82 ↑ +3350%
AETNA ASA $64.11 ↑ +3365%
CIGNA BH $65.50 ↑ +3441%
HORIZON INDEMNITY $68.80 ↑ +3619%
MULTIPLAN - PHCS ALL PRODUCTS $69.60 ↑ +3662%
BRIGHTON HEALTH PLAN ALL PRODUCTS $73.69 ↑ +3883%
HORIZON SHP $76.39 ↑ +4029%
HORIZON HMO $77.13 ↑ +4069%
HORIZON PPO $79.10 ↑ +4176%

Visitor-reported prices

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