Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,710.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.10 with AETNA vs $272.81 with KARNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MEDICARE ADVANTAGE $34.10
CLOVER MEDICARE ADVANTAGE $39.60
QUALCARE HMO $82.50
QUALCARE WORKERS COMP $82.50
QUALCARE PPO $82.50
WELLCARE MEDICARE ADVANTAGE $99.00
WELLCARE MANAGED MEDICAID $99.00
AMERIHEALTH LOCAL HMO $104.26
HORIZON MANAGED MEDICAID $107.15
AETNA MANAGED MEDICAID $107.80
CIGNA HMO $108.90
CIGNA PPO $108.90
AMERIGROUP MANAGED MEDICAID $110.00
SEOUL MEDICAL GROUP ALL PRODUCTS $110.00
AMERIHEALTH REGIONAL HMO $116.56
UNITED HEALTHCARE MANAGED MEDICAID $129.58
BERGEN RISK ALL PRODUCTS $132.00
ACTIVECARE FIRST MCO ALL PRODUCTS $165.00
HORIZON OMNIA $168.08
HORIZON PIP $170.28
HORIZON WORKERS COMP $171.47
AETNA ASA $172.26
CIGNA BH $176.00
HORIZON INDEMNITY $184.87
AETNA PPO $186.66
AETNA HMO $186.66
MULTIPLAN - PHCS ALL PRODUCTS $187.00
BRIGHTON HEALTH PLAN ALL PRODUCTS $198.00
HORIZON SHP $205.26
HORIZON HMO $207.24
HORIZON PPO $212.52
KARNA MEDICARE ADVANTAGE $272.81
AMERIGROUP MEDICARE ADVANTAGE not published by hospital
OXFORD ALL PRODUCTS not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital
UNITED HEALTHCARE DSNP not published by hospital
UNITED HEALTHCARE HMO not published by hospital
VACCN ALL PRODUCTS not published by hospital

Visitor-reported prices

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Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at other New-jersey hospitals

Hospital City Cash price Negotiated range
JFK Johnson Rehabilitation Institute (JRI) Edison not published $107.15 – $272.81
Jersey Shore University Medical Center Neptune City not published $107.15 – $267.17
Palisades Medical Center North Bergen not published $107.15 – $272.81
Riverview Medical Center Red Bank not published $107.15 – $267.17
Southern Ocean Medical Center Manahawkin not published $107.15 – $267.17

All New-jersey hospitals for this procedure →