Albumin (human), 5%, 250 ml at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$53.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$182.24

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.24 with CLOVER vs $112.64 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $0.24 ↓ -100%
QUALCARE WORKERS COMP $0.50 ↓ -99%
QUALCARE PPO $0.50 ↓ -99%
QUALCARE HMO $0.50 ↓ -99%
WELLCARE MEDICARE ADVANTAGE $0.60 ↓ -99%
WELLCARE MANAGED MEDICAID $0.60 ↓ -99%
AMERIHEALTH LOCAL HMO $0.64 ↓ -99%
CIGNA HMO $0.66 ↓ -99%
AETNA MANAGED MEDICAID $0.66 ↓ -99%
CIGNA PPO $0.66 ↓ -99%
AMERIGROUP MANAGED MEDICAID $0.67 ↓ -99%
SEOUL MEDICAL GROUP ALL PRODUCTS $0.67 ↓ -99%
AMERIHEALTH REGIONAL HMO $0.71 ↓ -99%
UNITED HEALTHCARE MANAGED MEDICAID $0.79 ↓ -99%
BERGEN RISK ALL PRODUCTS $0.80 ↓ -98%
ACTIVECARE FIRST MCO ALL PRODUCTS $1.01 ↓ -98%
HORIZON OMNIA $1.02 ↓ -98%
HORIZON PIP $1.04 ↓ -98%
HORIZON WORKERS COMP $1.04 ↓ -98%
AETNA ASA $1.05 ↓ -98%
CIGNA BH $1.07 ↓ -98%
HORIZON INDEMNITY $1.13 ↓ -98%
MULTIPLAN - PHCS ALL PRODUCTS $1.14 ↓ -98%
BRIGHTON HEALTH PLAN ALL PRODUCTS $1.21 ↓ -98%
HORIZON SHP $1.25 ↓ -98%
HORIZON HMO $1.26 ↓ -98%
HORIZON PPO $1.29 ↓ -98%
HORIZON MANAGED MEDICAID $45.12 ↓ -15%
VACCN ALL PRODUCTS $53.08 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $53.08 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $55.73 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $56.80 ↑ +7%
AETNA MEDICARE ADVANTAGE $57.86 ↑ +9%
UNITED HEALTHCARE DSNP $63.70 ↑ +20%
KARNA MEDICARE ADVANTAGE $70.59 ↑ +33%
OXFORD ALL PRODUCTS $112.64 ↑ +112%
UNITED HEALTHCARE HMO $112.64 ↑ +112%
AETNA HMO not published by hospital
AETNA PPO not published by hospital

Visitor-reported prices

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Albumin (human), 5%, 250 ml at other New-jersey hospitals

Hospital City Cash price Negotiated range
JFK Johnson Rehabilitation Institute (JRI) Edison $53.08 $45.12 – $112.64
Jersey Shore University Medical Center Neptune City $53.08 $45.12 – $69.13
Palisades Medical Center North Bergen $53.08 $45.12 – $70.59
Riverview Medical Center Red Bank $53.08 $45.12 – $112.64
Southern Ocean Medical Center Manahawkin $53.08 $45.12 – $69.13

All New-jersey hospitals for this procedure →