Ablation cryo adrenal tumor at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$6,463.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$10,560.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,404.48 with AETNA vs $23,041.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $1,404.48 ↓ -78%
AMERIHEALTH LOCAL HMO $1,456.08 ↓ -77%
AMERIHEALTH REGIONAL HMO $1,626.96 ↓ -75%
CLOVER MEDICARE ADVANTAGE $1,900.80 ↓ -71%
SEOUL MEDICAL GROUP ALL PRODUCTS $2,185.92 ↓ -66%
UNITED HEALTHCARE MANAGED MEDICAID $2,379.00 ↓ -63%
HORIZON MANAGED MEDICAID $2,438.00 ↓ -62%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,915.00 ↓ -55%
QUALCARE WORKERS COMP $5,366.00 ↓ -17%
HORIZON WORKERS COMP $6,415.00 ↓ -1%
WELLCARE MEDICARE ADVANTAGE $6,463.42 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $6,463.42 ↑ +0%
VACCN ALL PRODUCTS $6,463.42 ↑ +0%
WELLCARE MANAGED MEDICAID $6,463.42 ↑ +0%
HORIZON PIP $6,602.00 ↑ +2%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $6,786.59 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $6,915.86 ↑ +7%
AETNA MEDICARE ADVANTAGE $7,045.13 ↑ +9%
HORIZON OMNIA $7,185.00 ↑ +11%
UNITED HEALTHCARE DSNP $7,756.10 ↑ +20%
BERGEN RISK ALL PRODUCTS $7,920.00 ↑ +23%
HORIZON SHP $8,229.00 ↑ +27%
AETNA ASA $8,268.48 ↑ +28%
AETNA HMO $8,419.00 ↑ +30%
AETNA PPO $8,419.00 ↑ +30%
CIGNA BH $8,448.00 ↑ +31%
QUALCARE HMO $8,762.00 ↑ +36%
HORIZON HMO $8,876.00 ↑ +37%
MULTIPLAN - PHCS ALL PRODUCTS $8,976.00 ↑ +39%
HORIZON INDEMNITY $8,992.00 ↑ +39%
HORIZON PPO $9,102.00 ↑ +41%
QUALCARE PPO $9,292.80 ↑ +44%
CIGNA HMO $9,492.38 ↑ +47%
CIGNA PPO $9,492.38 ↑ +47%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +54%
OXFORD ALL PRODUCTS $18,226.00 ↑ +182%
UNITED HEALTHCARE HMO $23,041.00 ↑ +256%
KARNA MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Ablation cryo adrenal tumor at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $6,457.82 $6,457.82 – $7,749.38
Hackensack University Medical Center Hackensack $6,870.89 $5,496.71 – $7,214.44
Ocean University Medical Center Brick $6,376.26 $5,834.36 – $7,651.51
JFK Johnson Rehabilitation Institute (JRI) Edison $6,463.42 $5,834.36 – $6,463.42
Jersey Shore University Medical Center Neptune City $6,457.82 $6,457.82 – $7,749.38
Palisades Medical Center North Bergen $6,870.89 $6,870.89 – $7,489.27
Riverview Medical Center Red Bank $6,457.82 $6,457.82 – $7,749.38
Southern Ocean Medical Center Manahawkin $6,376.26 $6,376.26 – $7,651.51

All New-jersey hospitals for this procedure →