Abdominal MRI (with and without contrast) at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$395.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,225.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$395.64 with VACCN vs $5,047.35 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
VACCN ALL PRODUCTS $395.64 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $395.64 ↑ +0%
WELLCARE MANAGED MEDICAID $395.64 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $395.64 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $415.42 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $423.33 ↑ +7%
AETNA MEDICARE ADVANTAGE $431.24 ↑ +9%
UNITED HEALTHCARE DSNP $474.76 ↑ +20%
KARNA MEDICARE ADVANTAGE $671.04 ↑ +70%
AETNA MANAGED MEDICAID $694.93 ↑ +76%
CIGNA PPO $774.13 ↑ +96%
CIGNA HMO $774.13 ↑ +96%
UNITED HEALTHCARE HMO $895.45 ↑ +126%
OXFORD ALL PRODUCTS $895.45 ↑ +126%
CLOVER MEDICARE ADVANTAGE $940.50 ↑ +138%
UNITED HEALTHCARE MANAGED MEDICAID $951.00 ↑ +140%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,060.00 ↑ +168%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,081.58 ↑ +173%
HORIZON MANAGED MEDICAID $1,103.13 ↑ +179%
AETNA HMO $1,104.40 ↑ +179%
AETNA PPO $1,104.40 ↑ +179%
AMERIHEALTH LOCAL HMO $1,531.59 ↑ +287%
AMERIHEALTH REGIONAL HMO $1,544.15 ↑ +290%
QUALCARE WORKERS COMP $1,947.00 ↑ +392%
QUALCARE PPO $2,921.00 ↑ +638%
QUALCARE HMO $2,921.00 ↑ +638%
BRIGHTON HEALTH PLAN ALL PRODUCTS $3,605.25 ↑ +811%
HORIZON OMNIA $3,991.90 ↑ +909%
HORIZON PIP $4,044.15 ↑ +922%
HORIZON WORKERS COMP $4,072.37 ↑ +929%
AETNA ASA $4,091.18 ↑ +934%
CIGNA BH $4,180.00 ↑ +957%
BERGEN RISK ALL PRODUCTS $4,332.00 ↑ +995%
HORIZON INDEMNITY $4,390.57 ↑ +1010%
MULTIPLAN - PHCS ALL PRODUCTS $4,441.25 ↑ +1023%
HORIZON SHP $4,874.93 ↑ +1132%
HORIZON HMO $4,921.95 ↑ +1144%
HORIZON PPO $5,047.35 ↑ +1176%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Abdominal MRI (with and without contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $395.29 $395.29 – $4,332.00
Hackensack University Medical Center Hackensack $420.58 $336.46 – $4,332.00
Ocean University Medical Center Brick $390.30 $357.13 – $4,332.00
JFK Johnson Rehabilitation Institute (JRI) Edison $395.64 $357.13 – $4,332.00
Jersey Shore University Medical Center Neptune City $395.29 $395.29 – $4,332.00
Palisades Medical Center North Bergen $420.58 $420.58 – $4,332.00
Riverview Medical Center Red Bank $395.29 $395.29 – $4,332.00
Southern Ocean Medical Center Manahawkin $390.30 $390.30 – $4,332.00

All New-jersey hospitals for this procedure →