Vaginal bx at Palisades Medical Center

7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$236.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$380.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$64.98 with AETNA vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $64.98 ↓ -73%
SEOUL MEDICAL GROUP ALL PRODUCTS $66.12 ↓ -72%
CLOVER MEDICARE ADVANTAGE $68.40 ↓ -71%
AMERIGROUP MEDICARE ADVANTAGE $236.91 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $236.91 ↑ +0%
WELLCARE MANAGED MEDICAID $236.91 ↑ +0%
VACCN ALL PRODUCTS $236.91 ↑ +0%
HORIZON MEDICARE ADVANTAGE $236.91 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $236.91 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $248.76 ↑ +5%
AETNA MEDICARE ADVANTAGE $258.23 ↑ +9%
HORIZON OMNIA $260.00 ↑ +10%
HORIZON PIP $285.00 ↑ +20%
BERGEN RISK ALL PRODUCTS $285.00 ↑ +20%
ACTIVECARE FIRST MCO ALL PRODUCTS $304.00 ↑ +28%
HORIZON SHP $311.94 ↑ +32%
AMERIHEALTH LOCAL HMO $318.17 ↑ +34%
HORIZON HMO $321.33 ↑ +36%
MULTIPLAN - PHCS ALL PRODUCTS $323.00 ↑ +36%
HORIZON INDEMNITY $323.84 ↑ +37%
HORIZON PPO $329.46 ↑ +39%
CIGNA PPO $341.58 ↑ +44%
CIGNA HMO $341.58 ↑ +44%
QUALCARE WORKERS COMP $351.88 ↑ +49%
QUALCARE PPO $351.88 ↑ +49%
QUALCARE HMO $351.88 ↑ +49%
AMERIHEALTH REGIONAL HMO $355.11 ↑ +50%
HORIZON MANAGED MEDICAID $2,254.00 ↑ +851%
OXFORD ALL PRODUCTS $2,775.00 ↑ +1071%
UNITED HEALTHCARE HMO $3,339.00 ↑ +1309%
AETNA PPO $7,770.00 ↑ +3180%
AETNA HMO $7,770.00 ↑ +3180%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +4093%
HORIZON WORKERS COMP $16,802.00 ↑ +6992%
KARNA MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital
UNITED HEALTHCARE MANAGED MEDICAID not published by hospital

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Vaginal bx at other New-jersey hospitals

Hospital City Cash price Negotiated range
Community Medical Center Toms River $3,786.00 $219.85 – $437.50
Clara Maass Medical Center Belleville $3,986.00 $225.70 – $449.14
Newark Beth Israel Medical Center Newark $4,881.00 $225.70 – $451.40
Jersey City Medical Center Jersey City $5,339.00 $236.91 – $471.45
Monmouth Medical Center Long Branch $5,419.00 $222.67 – $443.11
Bayshore Medical Center Holmdel $222.67 $222.67 – $267.20
Hackensack University Medical Center Hackensack $236.91 $189.53 – $248.76
Ocean University Medical Center Brick $219.85 $201.17 – $263.83

All New-jersey hospitals for this procedure →