Upper Back (Thoracic Spine) MRI (with and without contrast) at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$420.58
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,984.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$420.58 with HORIZON vs $5,541.18 with QUALCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MEDICARE ADVANTAGE | $420.58 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $420.58 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $420.58 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $420.58 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $420.58 | ↑ +0% |
| VACCN | ALL PRODUCTS | $420.58 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $441.61 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $458.43 | ↑ +9% |
| KARNA | MEDICARE ADVANTAGE | $634.92 | ↑ +51% |
| CIGNA | PPO | $697.44 | ↑ +66% |
| CIGNA | HMO | $697.44 | ↑ +66% |
| AETNA | PPO | $706.10 | ↑ +68% |
| AETNA | HMO | $706.10 | ↑ +68% |
| HORIZON | MANAGED MEDICAID | $786.05 | ↑ +87% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $800.00 | ↑ +90% |
| OXFORD | ALL PRODUCTS | $895.45 | ↑ +113% |
| UNITED HEALTHCARE | HMO | $895.45 | ↑ +113% |
| AETNA | MANAGED MEDICAID | $1,023.26 | ↑ +143% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,041.22 | ↑ +148% |
| CLOVER | MEDICARE ADVANTAGE | $1,077.12 | ↑ +156% |
| AMERIHEALTH | LOCAL HMO | $1,531.59 | ↑ +264% |
| AMERIHEALTH | REGIONAL HMO | $1,532.98 | ↑ +264% |
| HORIZON | OMNIA | $4,094.25 | ↑ +873% |
| HORIZON | WORKERS COMP | $4,120.58 | ↑ +880% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $4,128.96 | ↑ +882% |
| BERGEN RISK | ALL PRODUCTS | $4,332.00 | ↑ +930% |
| HORIZON | PIP | $4,488.00 | ↑ +967% |
| HORIZON | SHP | $4,912.27 | ↑ +1068% |
| HORIZON | HMO | $5,060.07 | ↑ +1103% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $5,086.40 | ↑ +1109% |
| HORIZON | INDEMNITY | $5,099.56 | ↑ +1113% |
| HORIZON | PPO | $5,188.13 | ↑ +1134% |
| QUALCARE | HMO | $5,541.18 | ↑ +1218% |
| QUALCARE | PPO | $5,541.18 | ↑ +1218% |
| QUALCARE | WORKERS COMP | $5,541.18 | ↑ +1218% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Upper Back (Thoracic Spine) MRI (with and without contrast) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $938.68 | $171.13 – $1,452.87 |
| Cooperman Barnabas Medical Center | Livingston | $1,059.71 | $400.67 – $2,072.00 |
| Community Medical Center | Toms River | $1,037.20 | $326.00 – $2,072.00 |
| Clara Maass Medical Center | Belleville | $994.69 | $326.00 – $2,072.00 |
| Newark Beth Israel Medical Center | Newark | $1,041.70 | $176.16 – $2,072.00 |
| Jersey City Medical Center | Jersey City | $1,039.20 | $221.46 – $2,010.00 |
| Monmouth Medical Center | Long Branch | $1,094.21 | $326.00 – $2,072.00 |
| Bayshore Medical Center | Holmdel | $395.29 | $395.29 – $4,332.00 |