Unlisted px hands/fingers at Palisades Medical Center

7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$282.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,374.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$282.50 with WELLCARE vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MANAGED MEDICAID $282.50 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $282.50 ↑ +0%
HORIZON MEDICARE ADVANTAGE $282.50 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $282.50 ↑ +0%
VACCN ALL PRODUCTS $282.50 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $282.50 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $296.62 ↑ +5%
AETNA MEDICARE ADVANTAGE $307.92 ↑ +9%
AETNA MANAGED MEDICAID $576.95 ↑ +104%
SEOUL MEDICAL GROUP ALL PRODUCTS $587.08 ↑ +108%
CLOVER MEDICARE ADVANTAGE $607.32 ↑ +115%
HORIZON MANAGED MEDICAID $2,254.00 ↑ +698%
HORIZON OMNIA $2,308.49 ↑ +717%
HORIZON PIP $2,530.50 ↑ +796%
BERGEN RISK ALL PRODUCTS $2,530.50 ↑ +796%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,699.20 ↑ +855%
HORIZON SHP $2,769.72 ↑ +880%
OXFORD ALL PRODUCTS $2,775.00 ↑ +882%
AMERIHEALTH LOCAL HMO $2,825.05 ↑ +900%
HORIZON HMO $2,853.05 ↑ +910%
MULTIPLAN - PHCS ALL PRODUCTS $2,867.90 ↑ +915%
HORIZON INDEMNITY $2,875.32 ↑ +918%
HORIZON PPO $2,925.26 ↑ +935%
CIGNA PPO $3,032.89 ↑ +974%
CIGNA HMO $3,032.89 ↑ +974%
QUALCARE HMO $3,124.32 ↑ +1006%
QUALCARE PPO $3,124.32 ↑ +1006%
QUALCARE WORKERS COMP $3,124.32 ↑ +1006%
AMERIHEALTH REGIONAL HMO $3,153.00 ↑ +1016%
UNITED HEALTHCARE HMO $3,339.00 ↑ +1082%
AETNA HMO $7,770.00 ↑ +2650%
AETNA PPO $7,770.00 ↑ +2650%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +3416%
HORIZON WORKERS COMP $16,802.00 ↑ +5848%
KARNA MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital
UNITED HEALTHCARE MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Unlisted px hands/fingers at other New-jersey hospitals

Hospital City Cash price Negotiated range
Community Medical Center Toms River $3,786.00 $262.16 – $521.70
Clara Maass Medical Center Belleville $3,986.00 $269.13 – $535.57
Newark Beth Israel Medical Center Newark $4,881.00 $269.13 – $538.26
Bayshore Medical Center Holmdel $265.51 $265.51 – $318.62
Hackensack University Medical Center Hackensack $282.50 $226.00 – $296.62
Ocean University Medical Center Brick $262.16 $239.88 – $314.59
JFK Johnson Rehabilitation Institute (JRI) Edison $265.74 $239.88 – $265.74
Jersey Shore University Medical Center Neptune City $265.51 $265.51 – $318.62

All New-jersey hospitals for this procedure →