Stress tte complete at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$645.71
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,995.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$274.82 with HORIZON vs $3,541.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $274.82 | ↓ -57% |
| KARNA | MEDICARE ADVANTAGE | $412.36 | ↓ -36% |
| AETNA | MANAGED MEDICAID | $512.15 | ↓ -21% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $521.13 | ↓ -19% |
| CLOVER | MEDICARE ADVANTAGE | $539.10 | ↓ -17% |
| HORIZON | MEDICARE ADVANTAGE | $645.71 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $645.71 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $645.71 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $645.71 | ↑ +0% |
| VACCN | ALL PRODUCTS | $645.71 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $645.71 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $678.00 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $703.82 | ↑ +9% |
| AETNA | PPO | $1,885.65 | ↑ +192% |
| AETNA | HMO | $1,885.65 | ↑ +192% |
| HORIZON | OMNIA | $2,049.18 | ↑ +217% |
| HORIZON | WORKERS COMP | $2,062.36 | ↑ +219% |
| BERGEN RISK | ALL PRODUCTS | $2,246.25 | ↑ +248% |
| HORIZON | PIP | $2,246.25 | ↑ +248% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,396.00 | ↑ +271% |
| HORIZON | SHP | $2,458.60 | ↑ +281% |
| AMERIHEALTH | LOCAL HMO | $2,507.71 | ↑ +288% |
| HORIZON | HMO | $2,532.57 | ↑ +292% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,545.75 | ↑ +294% |
| HORIZON | INDEMNITY | $2,552.34 | ↑ +295% |
| HORIZON | PPO | $2,596.67 | ↑ +302% |
| OXFORD | ALL PRODUCTS | $2,630.00 | ↑ +307% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,695.50 | ↑ +317% |
| QUALCARE | WORKERS COMP | $2,773.37 | ↑ +330% |
| QUALCARE | HMO | $2,773.37 | ↑ +330% |
| QUALCARE | PPO | $2,773.37 | ↑ +330% |
| AMERIHEALTH | REGIONAL HMO | $2,798.83 | ↑ +333% |
| CIGNA | PPO | $2,864.12 | ↑ +344% |
| CIGNA | HMO | $2,864.12 | ↑ +344% |
| UNITED HEALTHCARE | HMO | $3,541.00 | ↑ +448% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Stress tte complete at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $848.87 | $231.57 – $1,230.30 |
| Community Medical Center | Toms River | $867.55 | $237.15 – $1,192.47 |
| Clara Maass Medical Center | Belleville | $697.14 | $228.78 – $1,224.15 |
| Newark Beth Israel Medical Center | Newark | $834.44 | $123.83 – $1,230.30 |
| Jersey City Medical Center | Jersey City | $869.22 | $155.67 – $1,284.96 |
| Monmouth Medical Center | Long Branch | $915.24 | $361.42 – $1,207.71 |
| Bayshore Medical Center | Holmdel | $606.89 | $606.89 – $2,305.00 |
| Hackensack University Medical Center | Hackensack | $645.71 | $412.36 – $5,399.00 |