Staggered spondaic word test at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$184.26
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$411.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$70.28 with AETNA vs $994.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $70.28 | ↓ -62% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $71.51 | ↓ -61% |
| CLOVER | MEDICARE ADVANTAGE | $73.98 | ↓ -60% |
| KARNA | MEDICARE ADVANTAGE | $97.14 | ↓ -47% |
| HORIZON | MANAGED MEDICAID | $126.08 | ↓ -32% |
| HORIZON | MEDICARE ADVANTAGE | $184.26 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $184.26 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $184.26 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $184.26 | ↑ +0% |
| VACCN | ALL PRODUCTS | $184.26 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $184.26 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $193.47 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $200.84 | ↑ +9% |
| AETNA | PPO | $258.77 | ↑ +40% |
| AETNA | HMO | $258.77 | ↑ +40% |
| HORIZON | OMNIA | $281.21 | ↑ +53% |
| HORIZON | WORKERS COMP | $283.01 | ↑ +54% |
| BERGEN RISK | ALL PRODUCTS | $308.25 | ↑ +67% |
| HORIZON | PIP | $308.25 | ↑ +67% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $328.80 | ↑ +78% |
| HORIZON | SHP | $337.39 | ↑ +83% |
| AMERIHEALTH | LOCAL HMO | $344.13 | ↑ +87% |
| HORIZON | HMO | $347.54 | ↑ +89% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $349.35 | ↑ +90% |
| HORIZON | INDEMNITY | $350.25 | ↑ +90% |
| HORIZON | PPO | $356.34 | ↑ +93% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $369.90 | ↑ +101% |
| QUALCARE | WORKERS COMP | $380.59 | ↑ +107% |
| QUALCARE | HMO | $380.59 | ↑ +107% |
| QUALCARE | PPO | $380.59 | ↑ +107% |
| AMERIHEALTH | REGIONAL HMO | $384.08 | ↑ +108% |
| CIGNA | PPO | $393.04 | ↑ +113% |
| CIGNA | HMO | $393.04 | ↑ +113% |
| OXFORD | ALL PRODUCTS | $745.00 | ↑ +304% |
| UNITED HEALTHCARE | HMO | $994.00 | ↑ +439% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Staggered spondaic word test at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $108.06 | $106.24 – $351.08 |
| Monmouth Medical Center | Long Branch | $111.58 | $173.18 – $344.63 |
| Bayshore Medical Center | Holmdel | $173.18 | $173.18 – $465.00 |
| Hackensack University Medical Center | Hackensack | $184.26 | $97.14 – $487.00 |
| Ocean University Medical Center | Brick | $170.99 | $91.72 – $499.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $173.33 | $97.14 – $627.00 |
| Jersey Shore University Medical Center | Neptune City | $173.18 | $91.72 – $443.00 |
| Raritan Bay Medical Center | Perth Amboy | $173.33 | $97.14 – $208.00 |