Sperm antibody test at Palisades Medical Center

7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$10.67

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$107.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.92 with HORIZON vs $99.99 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $9.92 ↓ -7%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $10.67 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $10.67 ↑ +0%
UNITED HEALTHCARE MANAGED MEDICAID $10.67 ↑ +0%
AMERIGROUP MANAGED MEDICAID $10.67 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $10.67 ↑ +0%
VACCN ALL PRODUCTS $10.67 ↑ +0%
CLOVER MEDICARE ADVANTAGE $10.67 ↑ +0%
HORIZON MEDICARE ADVANTAGE $10.67 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $10.67 ↑ +0%
WELLCARE MANAGED MEDICAID $10.67 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $11.20 ↑ +5%
AETNA MEDICARE ADVANTAGE $11.63 ↑ +9%
KARNA MEDICARE ADVANTAGE $14.19 ↑ +33%
AETNA MANAGED MEDICAID $18.30 ↑ +72%
OXFORD ALL PRODUCTS $21.90 ↑ +105%
ACTIVECARE FIRST MCO ALL PRODUCTS $31.16 ↑ +192%
UNITED HEALTHCARE HMO $45.00 ↑ +322%
CIGNA HMO $48.89 ↑ +358%
CIGNA PPO $48.89 ↑ +358%
AETNA HMO $71.90 ↑ +574%
AETNA PPO $71.90 ↑ +574%
HORIZON OMNIA $73.21 ↑ +586%
HORIZON WORKERS COMP $73.68 ↑ +591%
BERGEN RISK ALL PRODUCTS $80.25 ↑ +652%
HORIZON PIP $80.25 ↑ +652%
BRIGHTON HEALTH PLAN ALL PRODUCTS $85.60 ↑ +702%
HORIZON SHP $87.84 ↑ +723%
AMERIHEALTH LOCAL HMO $89.59 ↑ +740%
HORIZON HMO $90.48 ↑ +748%
MULTIPLAN - PHCS ALL PRODUCTS $90.95 ↑ +752%
HORIZON INDEMNITY $91.19 ↑ +755%
HORIZON PPO $92.77 ↑ +769%
QUALCARE WORKERS COMP $99.08 ↑ +829%
QUALCARE HMO $99.08 ↑ +829%
QUALCARE PPO $99.08 ↑ +829%
AMERIHEALTH REGIONAL HMO $99.99 ↑ +837%

Visitor-reported prices

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Sperm antibody test at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $11.74 $5.01 – $49.61
Cooperman Barnabas Medical Center Livingston $11.74 $5.01 – $44.07
Community Medical Center Toms River $11.74 $5.01 – $44.07
Clara Maass Medical Center Belleville $11.74 $5.01 – $44.07
Newark Beth Israel Medical Center Newark $11.74 $5.01 – $44.07
Jersey City Medical Center Jersey City $11.74 $5.01 – $44.07
Monmouth Medical Center Long Branch $11.74 $5.01 – $44.07
Bayshore Medical Center Holmdel $10.67 $10.67 – $48.89

All New-jersey hospitals for this procedure →