Sinus CT scan (with contrast) at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$209.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,906.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$205.00 with HORIZON vs $2,690.96 with QUALCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $205.00 | ↓ -2% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $209.65 | ↑ +0% |
| VACCN | ALL PRODUCTS | $209.65 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $209.65 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $209.65 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $209.65 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $209.65 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $220.13 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $228.52 | ↑ +9% |
| AETNA | PPO | $294.50 | ↑ +40% |
| AETNA | HMO | $294.50 | ↑ +40% |
| KARNA | MEDICARE ADVANTAGE | $300.10 | ↑ +43% |
| CIGNA | HMO | $309.42 | ↑ +48% |
| CIGNA | PPO | $309.42 | ↑ +48% |
| UNITED HEALTHCARE | HMO | $434.32 | ↑ +107% |
| OXFORD | ALL PRODUCTS | $434.32 | ↑ +107% |
| AETNA | MANAGED MEDICAID | $496.93 | ↑ +137% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $505.64 | ↑ +141% |
| CLOVER | MEDICARE ADVANTAGE | $523.08 | ↑ +150% |
| AMERIHEALTH | LOCAL HMO | $548.99 | ↑ +162% |
| AMERIHEALTH | REGIONAL HMO | $549.48 | ↑ +162% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $650.00 | ↑ +210% |
| HORIZON | OMNIA | $1,988.29 | ↑ +848% |
| HORIZON | WORKERS COMP | $2,001.07 | ↑ +854% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,005.14 | ↑ +856% |
| HORIZON | PIP | $2,179.50 | ↑ +940% |
| BERGEN RISK | ALL PRODUCTS | $2,179.50 | ↑ +940% |
| HORIZON | SHP | $2,385.54 | ↑ +1038% |
| HORIZON | HMO | $2,457.31 | ↑ +1072% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,470.10 | ↑ +1078% |
| HORIZON | INDEMNITY | $2,476.49 | ↑ +1081% |
| HORIZON | PPO | $2,519.50 | ↑ +1102% |
| QUALCARE | HMO | $2,690.96 | ↑ +1184% |
| QUALCARE | PPO | $2,690.96 | ↑ +1184% |
| QUALCARE | WORKERS COMP | $2,690.96 | ↑ +1184% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Sinus CT scan (with contrast) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $525.37 | $80.93 – $520.77 |
| Cooperman Barnabas Medical Center | Livingston | $684.86 | $199.72 – $726.00 |
| Community Medical Center | Toms River | $580.51 | $194.55 – $726.00 |
| Clara Maass Medical Center | Belleville | $661.34 | $199.72 – $726.00 |
| Newark Beth Israel Medical Center | Newark | $673.22 | $83.31 – $726.00 |
| Jersey City Medical Center | Jersey City | $581.63 | $104.73 – $704.00 |
| Monmouth Medical Center | Long Branch | $612.42 | $197.04 – $726.00 |
| Bayshore Medical Center | Holmdel | $197.04 | $197.04 – $2,083.00 |